It's all about the extras with this FREE account. Enjoy the same conveniences as our other free accounts plus get nationwide ATM fee refunds (up to $30 a month) and earn a high dividend rate when the three easy requirements are met.

Each monthly cycle that your account has one direct deposit, ACH auto debit or bill payer, 15 debit card merchant transactions, and enrollment in paperless statements, you'll receive the extras.

Our Lagniappe Checking^SM features:

		Unlimited check writing
		52 Checks FREE (at Account Opening)
		24-hour access to your money via ATM card, Debit Card, our Financial Action Center or our Online Banking
		Overdraft protection is available
		Account with Covered CheckingSM has limit of $500.
		Paperless Statements
		Online Bill Payer services are available
		Order checks online
		No minimum balance required, no monthly fees
		Earn dividends on all daily balances.
		Payroll deduction and direct deposit (direct deposit your entire paycheck)
		Lagniappe Checking FAQs