|
Table
of Charges
|
|
Annual
Percentage Rate
|
Variable
Rate Information
|
Grace
Period for repayment of balance for purchases
|
Balance
Calculation Method
|
|
14.75%
for Regular;
12.75% for Qualified (Flex account holders)
|
Your
Annual Percentage Rate may vary. The rate is determined
by adding 6.50% for regular rate and 4.50% for qualified
rate to Prime as stated in the Wall Street Journal. |
If
you have paid your account in full by the due date shown
on the previous monthly statement, or there is no previous
balance, you have 25 days to repay your account balance
before a finance charge on current purchases will be imposed. |
Average
Daily Balance (Including new purchases) |
|
Account
Fees
|
Minimum
Finance Charge
|
Transaction
Fee for Cash Advances
|
Late
Payment and Overlimit Fees
|
|
Annual
fee - $0;
Replacement card fee - $5;
Replacement PIN - $3; Express card - $25
|
None |
2%
of amount advanced at institutions other than Campus Federal
and at all ATM's (including CFCU machines). |
Late
payment fee - $20
Over the credit limit fee - $20 if balance exceeds limit
by $100 or more on the billing cycle close date. |
|
|
|
|
| This
information is accurate as of April 28, 2005. For current
information, write P.O. Box 98036 Baton Rouge, LA 70898
or call 888-769-8841. |
