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If
you are looking for a new home, visit one of our real
estate SEG sites:
We
do business in accordance with the Federal Fair Housing
Law and the Equal Credit Opportunity Act.
•Conventional
First Mortgage
Whether
you're shopping for your first home or refinancing your
present home, we provide some of the best rates and
financing options available anywhere. Our
loan processors will accommodate you to help make your
"home buying" experience an enjoyable one.
Selecting the right loan for your needs involves much
more than just getting a competitive interest rate.
A few minutes going through our FREE
online loan advisor can provide you with the perfect
mortgage for your situation. 
Of
course, if you are ready to apply now, our FREE
online application is waiting for you.
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Competitive
rates. |
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Fifteen
and 30 year mortgage plans available |
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Fixed
or adjustable rates available. |
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No
prepayment penalty. |
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A sample payment based on $100,000 at 6.125% for 30 years is $609.08. |
•
Non-Conventional Short-term
First Mortgage
For
homeowners wishing to reduce the closing costs and the
amount of time it takes to pay for your home, Campus
Federal offers five to fifteen year mortgages.
Selecting
the right loan for your needs involves much more than
just getting a competitive interest rate. A few minutes
going though our FREE
online loan advisor can provide you with the perfect
mortgage for your situation.
Of
course, if you are ready to apply now, our FREE
online application is waiting for you.
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Pick
your loan term; terms vary from five to fifteen
years and any term between |
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Lock
in the rate for sixty days from application |
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Available
for one-to-four family dwellings, owner-occupied
property only |
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A sample payment based on $100,000 at 5.75% for 15 years is $834.89. |
•
Construction Line of
Credit
When
that perfect home is in your imagination and nowhere
in town, build it with financing from Campus Federal.
If your home is permanently financed with us, you may
qualify for special reductions in origination and points.
Explore
all the loan possibilities by using our FREE
online loan advisor. Of course, if you are ready
to apply now, our FREE
online application is waiting for you.
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Financing
available for construction of owner-occupied dwellings |
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Fixed
rates |
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Maximum
loan amount is $500,000 |
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Terms
up to 12 months |
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Interest only |
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A sample interest only payment based on $100,000 at 7.25% is $604.17. |
• Unimproved Acreage
Investing
in property for your future vacation or retirement home?
Use our FREE
online loan advisor to explore the different loan
options available. Of course, if you are ready to apply
now, our FREE
online application is waiting for you.
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Available
for property up to 10 acres |
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Fixed-rate
loan |
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Terms
up to 5 years |
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Monthly
payment amount amortized over twelve year repayment
schedule with a balloon payment due in five years |
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80%
financing available |
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No
prepayment penalty |
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Competitive
rates |
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A sample payment based on $100,000 at 8.00% for a 5 year balloon based on a 12 year amortization would be $1,082.71 for first 59 months with a payment of $70,550.98 for the 60th payment. |
• Second
or Vacation Homes
When
you want to relax, it doesn't matter if it's a fixer-upper
"camp" or a luxury home on a Louisiana lake. You
want to call it your home away from home. Our FREE
online loan advisor can help you explore all the
loan possibilities available. Of course, if you are
ready to apply now, our FREE
online application is waiting for you.
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Competitive
rates |
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Fixed-rate
financing |
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Terms
up to 15 years |
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No
prepayment penalty |
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A sample payment based on $100,000 at 5.75% for 15 years is $834.89. |
• Condo
Loan
Earn
equity while the kids earn credits. Even if you've been
planning for it, having a son or daughter in college
can place a strain on the family budget. In addition
to tuition, supplies and meals, you often have to consider
the cost of housing.
If you're looking for a way to finance your child's
student housing -- and achieve your budget and investments
goals at the same time -- we can help.
Instead of paying rent, many parents are considering
the advantages of purchasing real estate (i.e. condos
or smaller homes). At our low rates, you can finance
the property for less, build equity and eventually use
the property as a second home.
We
provide several financing options for you to choose
from, so you can select the plan that best meets your
needs. Use our FREE
online loan advisor to explore all the options available.
Of course, if you are ready to apply now, our
FREE online application is waiting for you.
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Competitive
rates |
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Variable,
low-rate with payments fixed for seven years, long
enough for most kids to graduate |
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No
prepayment penalty |
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Interest rate will adjust after first seven years. |
• Lot
Loan
If
you've found the perfect place to build, let us help
you with the perfect way to finance it. Use our FREE
online loan advisor to explore all the options available.
Of course, if you are ready to apply now, our FREE
online application is waiting for you.
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Available
for property in established residential subdivision |
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Fixed
rate |
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Terms
up to 5 years |
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Monthly
payment amount amortized over twelve year repayment
schedule with a balloon payment due in five years |
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100%
financing available |
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No
prepayment penalty |
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Competitive
rates |
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A sample payment based on $100,000 at 7.00% for a 5 year balloon based on a 12 year amortization would be $1,028.61 for first 59 months with a payment of $69,182.16 for the 60th payment. |
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Equity Line
You've
worked hard for your home. Why not let the equity in
your home work for you instead? Find out advantages
of selecting different loan options and which one is
best for your situation by using our FREE
online loan advisor. Of course, if you are ready
to apply now, our FREE online
application is waiting for you.
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100%
of the appraised value less the balance of the existing
first mortgage |
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Variable
rate of interest indexed to the Wall Street Journal
prime |
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Competitive
rate |
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Minimum
line is $5,000 |
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Minimum
payment is the greater of $100 or 1.0% of the outstanding
balance |
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No
prepayment penalty |
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Pay
by payroll
deduction, share/share draft transfer, or coupon |
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Interest rate will vary with Wall Street Journal Prime rate. |
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Equity Loan
If
you prefer the security of having a fixed payment for
a fixed amount of time, a second mortgage or equity
loan may be more suitable than an equity line. Find
out advantages of selecting different loan options and
which one is best for your situation by using our FREE
online loan advisor. Of course, if you are ready
to apply now, our FREE online
application is waiting for you.
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100%
of equity financing available |
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Fixed
rate |
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Minimum
loan amount is $5,000 |
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Terms
from two to 15 years available |
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No
prepayment penalty |
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Pay
by payroll
deduction, share/share draft transfer, or coupon |
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A sample payment based on $100,000 at 7.75% for 15 years is $941.55. |
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