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ATM PIN Number Reversal

Beware of false advice circulating the Internet

An online article has been circulating for the past few years that states if you are forced to withdraw money from an ATM machine, you can notify the police by entering your PIN (Personal Identification Number) in reverse. Supposedly, the ATM system would recognize that the PIN was entered backwards and would dispense the money you requested, while unknown to the robber, the police will be immediately dispatched to the location.

Unfortunately, this is not correct. The Credit Card Accountability Responsibility and Disclosure Act of 2009 compelled the Federal Trade Commission (FTC) to prove an analysis of any technology, currently available or under development, that would enable a distressed ATM user to send an electronic alert to a law enforcement agency. The FTC learned that emergency-PIN technologies have never been deployed at any ATMs. The respondent banks reported that none of their ATMs currently have installed, or have ever installed, an emergency- PIN system of any sort. The ATM manufacturer Diebold confirms, to its knowledge, that no ATMs have had an emergency-PIN system installed.

Keeping our members safe is a top priority at Campus Federal. We encourage you to learn more on how to protect your identity and keep your debit and credit cards safe.


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