Tired of checking accounts that offer little to nothing? Our Lagniappe Checking rewards you for your everyday banking activities.

Earn 6.00% APY* on balances up to $10,000 and enjoy the convenience of nationwide ATM fee refunds.

Here's how to qualify for these amazing benefits:

  • Make just one direct deposit, ACH auto debit or use our Campus Federal Bill Pay1 service each month.
  • Use your debit or credit card for 15 purchases every month.**
  • Sign up for eStatements - it's good for the environment and keeps your information secure.

Don't worry if you miss a requirement in a month! As long as your combined average monthly loan and deposit balances reach $5,000, you'll still avoid any monthly maintenance fees.

Ready to start making your money work for you? Open a Lagniappe Checking account today!

1Campus Federal Checking Account required for Bill Pay.

TermAPYMinimum BalanceDividend Rate
Term: Met Qualifications - Balance up to $10,000APY: 6.00%Minimum Balance: $0.01Dividend Rate: 5.84%
Term: Met Qualifications - Balance over $10,000APY: 0.05%Minimum Balance: $10,000.01Dividend Rate: 0.05%

* APY= Annual Percentage Yield. APY is accurate as of 9/3/2024. Fees could reduce earnings. APY is variable and may change after the account is opened. ATM fee refunds are capped at a maximum of $25.00 per monthly qualification cycle.

** Debit or credit card purchases must be at least equal to $5.00 per purchase to count towards the 15 qualification purchases each month.