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IRS Launches New Tool to Check the Status of Your Stimulus Payment

April 15th, 2020

The IRS unveiled their new "Get My Payment" tool that allows you to check on the status of your Economic Impact Payment and to confirm whether you want to use direct deposit (recommended for faster payment) or have a check mailed to you. Keep in mind, due to high demand you may have to wait a little while to gain access to the site.

If you choose direct deposit and the IRS does not have your bank account information from your 2018 or 2019 tax return, you will need to use this tool to provide your routing and account number to set up the direct deposit of your stimulus check. The routing number for Campus Federal (Routing number 265473401) can be found in the footer at the bottom of CampusFederal.org.

If you have already filed your 2019 return electronically, the IRS will send your payment using the mailing address or direct deposit information you provided at that time. You will not be able to change to a different financial institution or update your address with this tool.

Also important to note, the only way to make an address or financial institution change from your 2018 tax return is to file your 2019 taxes electronically. This is currently the only way to alert the IRS to these changes. You should file the 2019 tax return as soon as possible to avoid lengthy delays due to an outdated address or a closed bank account.

Unfortunately, the IRS is unable to process individual paper tax returns at this time due to limited resources from COVID-19, so the only way to ensure you get your refund or Economic Impact Payment as soon as possible is to file electronically. You can find helpful tips on the IRS.gov website if you have never filed electronically before.

To be notified when the direct deposit stimulus payment posts to your Campus Federal account, you can set a Transaction Alert within Online Banking, located under Settings. You will find the dropdown menu next to your name on the desktop version or by clicking on the three bars in the top left on mobile devices. Transaction Alerts can be set up in E-Notes on the desktop version by selecting the gear icon and toggling the alert to "on," then choose the account the IRS will use for the deposit and enter the alert for a deposit over the amount of $1,000. To set this up in the mobile version, select Notifications and then Transaction Alert. The Transaction Alert you set up will trigger an email to be sent to you when you receive a deposit over $1,000 in your account, which would include the Economic Impact Payment.

If you choose to receive your stimulus payment by mail, this tool will tell you when to expect it. With Campus Click Mobile Deposit, there is no need to visit the branch when your check arrives. You can make secure deposits virtually anywhere at any time from your mobile device. You just need to follow the on-screen instructions to snap a photo of your check and submit the deposit. Funds will typically be available in your Campus Federal account by the next business day, and deposit limits have been temporarily raised to allow you to make the mobile deposit securely during the Stay at Home order.