Tired of the same old credit card? Tired of not understanding those hidden fees?
Worry no more..Make the change to Campus Federal's MasterCard® program and experience the benefit of having the Campus Prestige or Campus Rewards MasterCard® card. Enjoy the benefit of viewing your Campus Federal MasterCard® and Campus Federal accounts all under Online Banking with one easy sign on. Make transfers, setup automatic payments..convenience is now at your fingertips. Our cards also offer no hidden fees and no jumping rates with late payments.
Both cards have a variable interest rate based on the Wall Street Journal Prime lending rate.
|APR for Balance Transfers||N/A|
|APR for Cash Advances||N/A|
|Penalty APR and When It Applies||N/A|
|How to Avoid Paying Interest on Purchases||Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.|
|Minimum Interest Charge||There is no minimum interest charge that will apply to your account.|
|For Credit Card Tips from the Federal Reserve Board||To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at http://www.federalreserve.gov/creditcard|
2% of amount advanced.
2% on Multiple Currency Foreign Transactions
2% on Single Currency Foreign Transactions
Maximum of $20.00
$18.00 per returned payment
Rush Card and PIN
$10.00 per card
$25.00 per replacement
$25.00 per replacement
$50.00 per replacement
How We Will Calculate Your Balance: We will use a method called "average daily balance (including new purchases)." See your account agreement for more details.
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.
Click here for a printable disclosure
* Variable Rate Information: The rate for Purchases is determined monthly by adding 3.5% to Prime Rate for the Campus Prestige MasterCard and by adding 6.5% to Prime Rate for the Campus Rewards MasterCard. The Prime Rate used to determine your APR is a variable rate and is the highest prime rate published in the â€œMoney Ratesâ€ section of The Wall Street Journal as of the last day of the month. The Prime Rate changes will then take effect on the first day of the next billing cycle.
Campus Federal continues to watch your account for credit and debit card fraud.