Tired of the same old standard Visa card? Tired of not understanding all of those hidden fees?
Worry no more..Make the change to Campus Federal's Visa program and experience the benefit of having the Campus Prestige or Campus Rewards Visa card. Enjoy the benefit of viewing your Campus Federal Visa and Campus Federal accounts all under Online Banking with one easy sign on. Make transfers, setup automatic payments..convenience is now at your fingertips. Our cards also offer no hidden fees and no jumping rates with late payments.
Both cards let you choose your monthly payment due date and include a variable interest rate based on the Wall Street Journal Prime lending rate.
|APR for Balance Transfers||N/A|
|APR for Cash Advances||N/A|
|Penalty APR and When It Applies||N/A|
|How to Avoid Paying Interest on Purchases||Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.|
|Minimum Interest Charge||There is no minimum interest charge that will apply to your account.|
|For Credit Card Tips from the Federal Reserve Board||To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at http://www.federalreserve.gov/creditcard|
2% of amount advanced.
1% on Multiple Currency Foreign Transactions
1% on Single Currency Foreign Transactions
Maximum of $20.00
$18.00 per returned payment
Rush Card and PIN
$10.00 per card
$25.00 per replacement
$25.00 per replacement
$50.00 per replacement
How We Will Calculate Your Balance: We will use a method called "average daily balance (including new purchases)." See your account agreement for more details.
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.
Click here for a printable disclosure
*Annual Percentage Rate is variable, indexed to the Wall Street Journal Prime changing on the last day of the statement cycle in which the prime rate changes. Campus Prestige: 3.50%+WSJ Prime; Campus Rewards: 6.50%+WSJ Prime
Note: APR = Annual Percentage Rate. This is a sample of loan types; there are other loans available. Contact the office nearest you for more information. Loan rates may change without notice.
Click here for a printable disclosure.
Click here to calculate the effect rate of exchange on International transactions.
Campus Federal continues to watch your account for credit and debit card fraud.