Auto Loans
Auto
Flexibly finance new or used automobiles, and increase your negotiating power with a Pre-Approved Auto Loan.More Rates
Auto
Simplify your car buying experience with straightforward options on new and used cars:
- Competitive rates
- $4,000 minimum loan
- 100% financing available
- Maximum term for autos three years old or less is 60 months*
- Maximum term for autos four years old or more is 48 months*
- Extended warranty available
- Skip A Payment option for eligible members
- Payroll deduction, Bill Pay and transfer payment options available
- Payment protection insurance available
- No prepayment penalty
- Gap insurance available
- ForeverCar, Mechanical Repair Coverage (MRC)
- Visit the Campus Car Center to shop and locate a preferred dealer near you
As a Campus Federal member, you can skip the stress by working with our partners at All Star Automotive for all your car-buying needs. When you’re ready to buy, contact Kenny Hamilton from the All Star Automotive Group at (225) 229-8812 or khamilton@allstarautomotive.com.
Looking to refinance your auto loan? Contact a representative today.
*For example, a monthly payment for an auto loan for $20,000 for 48 months at 3.51% APR could be as low as $364.
Auto Rates
| Term | APR As Low As | ||
|---|---|---|---|
| Term | 24 Months | APR As Low As | 2.99% |
| Term | 36 Months | APR As Low As | 3.39% |
| Term | 48 Months | APR As Low As | 3.49% |
| Term | 60 Months | APR As Low As | 3.49% |
| Term | 72 Months | APR As Low As | 3.85% |
| Term | 78 Months | APR As Low As | 3.99% |
| Term | 84 months | APR As Low As | 5.45% |
For new vehicles, Campus Federal may finance up to 100% of the purchase price, plus tax, title and license. A new vehicle is any current or prior year vehicle with less than 20,000 miles. For used vehicles, minimum loan amount is $4,000. Maximum Term for used vehicles < or = 3 yrs old is 60 months & 4 years or older is 48 months.
APR = Annual Percentage Rate. Loan rates reflect a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. All rates are based on an evaluation of credit history, so your rate may differ. For example, 3.34% APR equals an estimated $14 monthly payment for 78 months per $1,000 borrowed.
First Time Auto Buyer Program
Campus Federal’s First Time Auto Buyer Program is designed to make the process easier for new borrowers.More
First Time Auto Buyer Program
Buying your first car can be challenging, and it’s always a significant investment. Our First Time Auto Buyer Program is a great solution if you have no credit. Campus Federal makes it affordable with a rate of 6.99% APR on an auto loan for up to 72 months.*
Get rewarded. Do you pay on time, every time? Make all your first 12 monthly payments on time, and we'll reward you with a 1% interest rate reduction for the remainder of the loan.
If you are approved for a First Time Auto Buyer Loan, you may also be approved for a Campus Federal MasterCard with a limit of $500.
Disclosures:
*Certain restrictions apply. Applicant must meet First Time Auto Buyer Program requirements. APR = Annual Percentage Rate. Campus Federal will finance up to 120% of Invoice for new auto or NADA retail value for used autos. Maximum loan amount is $35,000. Flat rate of 6.99% APR, up to 72 months for new with auto pay from existing Campus Federal account or complete ACH from another financial institution. After the first 12 months of on-time monthly payments, member will be rewarded with a 1% reduction in the interest rate for the remainder of the loan. As an example, 6.69% APR equals an estimated $16 monthly payment for 72 months per $1,000 borrowed.
First Time Auto Buyer Program Rates
Motorcycle
If you prefer two wheels to four, Campus Federal can get you on the road with financing for new or used motorcycles.More Rates
Motorcycle
- Competitive rates
- $2,500 minimum loan
- 90% financing available
- Terms up to 36 months on used motorcycles
- Payroll deduction, Bill Pay and transfer payment options available
- Payment protection insurance available
- No prepayment penalty
Motorcycle Rates
| Term | New APR | Used APR | |||
|---|---|---|---|---|---|
| Term | 24 Months | New APR | 5.10% | Used APR | 5.10% |
| Term | 36 Months | New APR | 5.24% | Used APR | 5.24% |
| Term | 48 Months | New APR | 5.49% | Used APR | N/A |
| Term | 60 Months | New APR | 5.74% | Used APR | N/A |
| Term | 72 Months | New APR | N/A | Used APR | N/A |
APR = Annual Percentage Rate. Min Amount: $2,500. Loan rates reflect a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. All rates are based on an evaluation of credit history, so your rate may differ. For example, 5.49% APR equals an estimated $19 monthly payment for 48 months per $1,000 borrowed.
Auto
Simplify your car buying experience with straightforward options on new and used cars:
- Competitive rates
- $4,000 minimum loan
- 100% financing available
- Maximum term for autos three years old or less is 60 months*
- Maximum term for autos four years old or more is 48 months*
- Extended warranty available
- Skip A Payment option for eligible members
- Payroll deduction, Bill Pay and transfer payment options available
- Payment protection insurance available
- No prepayment penalty
- Gap insurance available
- ForeverCar, Mechanical Repair Coverage (MRC)
- Visit the Campus Car Center to shop and locate a preferred dealer near you
As a Campus Federal member, you can skip the stress by working with our partners at All Star Automotive for all your car-buying needs. When you’re ready to buy, contact Kenny Hamilton from the All Star Automotive Group at (225) 229-8812 or khamilton@allstarautomotive.com.
Looking to refinance your auto loan? Contact a representative today.
*For example, a monthly payment for an auto loan for $20,000 for 48 months at 3.51% APR could be as low as $364.
Request InformationAuto Rates
| Term | APR As Low As | ||
|---|---|---|---|
| Term | 24 Months | APR As Low As | 2.99% |
| Term | 36 Months | APR As Low As | 3.39% |
| Term | 48 Months | APR As Low As | 3.49% |
| Term | 60 Months | APR As Low As | 3.49% |
| Term | 72 Months | APR As Low As | 3.85% |
| Term | 78 Months | APR As Low As | 3.99% |
| Term | 84 months | APR As Low As | 5.45% |
For new vehicles, Campus Federal may finance up to 100% of the purchase price, plus tax, title and license. A new vehicle is any current or prior year vehicle with less than 20,000 miles. For used vehicles, minimum loan amount is $4,000. Maximum Term for used vehicles < or = 3 yrs old is 60 months & 4 years or older is 48 months.
APR = Annual Percentage Rate. Loan rates reflect a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. All rates are based on an evaluation of credit history, so your rate may differ. For example, 3.34% APR equals an estimated $14 monthly payment for 78 months per $1,000 borrowed.
First Time Auto Buyer Program
Buying your first car can be challenging, and it’s always a significant investment. Our First Time Auto Buyer Program is a great solution if you have no credit. Campus Federal makes it affordable with a rate of 6.99% APR on an auto loan for up to 72 months.*
Get rewarded. Do you pay on time, every time? Make all your first 12 monthly payments on time, and we'll reward you with a 1% interest rate reduction for the remainder of the loan.
If you are approved for a First Time Auto Buyer Loan, you may also be approved for a Campus Federal MasterCard with a limit of $500.
Disclosures:
*Certain restrictions apply. Applicant must meet First Time Auto Buyer Program requirements. APR = Annual Percentage Rate. Campus Federal will finance up to 120% of Invoice for new auto or NADA retail value for used autos. Maximum loan amount is $35,000. Flat rate of 6.99% APR, up to 72 months for new with auto pay from existing Campus Federal account or complete ACH from another financial institution. After the first 12 months of on-time monthly payments, member will be rewarded with a 1% reduction in the interest rate for the remainder of the loan. As an example, 6.69% APR equals an estimated $16 monthly payment for 72 months per $1,000 borrowed.
Request InformationFirst Time Auto Buyer Program Rates
Motorcycle
- Competitive rates
- $2,500 minimum loan
- 90% financing available
- Terms up to 36 months on used motorcycles
- Payroll deduction, Bill Pay and transfer payment options available
- Payment protection insurance available
- No prepayment penalty
Motorcycle Rates
| Term | New APR | Used APR | |||
|---|---|---|---|---|---|
| Term | 24 Months | New APR | 5.10% | Used APR | 5.10% |
| Term | 36 Months | New APR | 5.24% | Used APR | 5.24% |
| Term | 48 Months | New APR | 5.49% | Used APR | N/A |
| Term | 60 Months | New APR | 5.74% | Used APR | N/A |
| Term | 72 Months | New APR | N/A | Used APR | N/A |
APR = Annual Percentage Rate. Min Amount: $2,500. Loan rates reflect a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. All rates are based on an evaluation of credit history, so your rate may differ. For example, 5.49% APR equals an estimated $19 monthly payment for 48 months per $1,000 borrowed.
Boat
- Competitive rates
- $4,000 minimum loan
- Maximum terms of 60 months for used boats
- 100% financing available on new boats; 90% financing on used boats
- Payroll deduction, Bill Pay and transfer payment options available
- Payment protection insurance available
- No prepayment penalty
Boat Rates
| Term | APR As Low As | ||
|---|---|---|---|
| Term | 24 Months | APR As Low As | 4.00% |
| Term | 36 Months | APR As Low As | 4.15% |
| Term | 48 Months | APR As Low As | 4.30% |
| Term | 60 Months | APR As Low As | 5.54% |
| Term | 72 Months | APR As Low As | 5.79% |
APR = Annual Percentage Rate. Loan rates reflect a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. All rates are based on an evaluation of credit history, so your rate may differ. For example, 5.39% APR equals an estimated $16 monthly payment for 72 months per $1,000 borrowed.
ATV
- Competitive rates
- $2,500 minimum loan
- 90% financing available
- Maximum terms of 36 months on used ATV's
- Payroll deduction, Bill Pay and transfer payment options available
- Payment protection insurance available
- No prepayment penalty
ATV Rates
| Term | New APR | Used APR | |||
|---|---|---|---|---|---|
| Term | 24 Months | New APR | 5.10% | Used APR | 5.10% |
| Term | 36 Months | New APR | 5.24% | Used APR | 5.24% |
| Term | 48 Months | New APR | 5.49% | Used APR | N/A |
| Term | 60 Months | New APR | 5.74% | Used APR | N/A |
| Term | 72 Months | New APR | N/A | Used APR | N/A |
APR = Annual Percentage Rate. Min Amount: $2,500. Loan rates reflect a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. All rates are based on an evaluation of credit history, so your rate may differ. For example, 5.49% APR equals an estimated $19 monthly payment for 60 months per $1,000 borrowed.
Motor Home
- Competitive rates
- $4,000 minimum loan
- 90% financing available
- Flexible terms
- Payroll deduction, Bill Pay and transfer payment option available
- Payment protection insurance available
- No prepayment penalty
Motor Home Rates
| Term | New APR | Used APR | |||
|---|---|---|---|---|---|
| Term | 0-60 Months | New APR | 5.25% | Used APR | 5.25% |
| Term | 61-120 Months | New APR | 5.49% | Used APR | 5.49% |
| Term | 121-180 Months | New APR | 5.65% | Used APR | N/A |
Max Term: 15 years. Balloon terms available.
APR = Annual Percentage Rate. Loan rates reflect a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. All rates are based on an evaluation of credit history, so your rate may differ. For example, 5.40% APR equals an estimated $8 monthly payment for 180 months per $1,000 borrowed.
Boat
- Competitive rates
- $4,000 minimum loan
- Maximum terms of 60 months for used boats
- 100% financing available on new boats; 90% financing on used boats
- Payroll deduction, Bill Pay and transfer payment options available
- Payment protection insurance available
- No prepayment penalty
Boat Rates
| Term | APR As Low As | ||
|---|---|---|---|
| Term | 24 Months | APR As Low As | 4.00% |
| Term | 36 Months | APR As Low As | 4.15% |
| Term | 48 Months | APR As Low As | 4.30% |
| Term | 60 Months | APR As Low As | 5.54% |
| Term | 72 Months | APR As Low As | 5.79% |
APR = Annual Percentage Rate. Loan rates reflect a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. All rates are based on an evaluation of credit history, so your rate may differ. For example, 5.39% APR equals an estimated $16 monthly payment for 72 months per $1,000 borrowed.
ATV
- Competitive rates
- $2,500 minimum loan
- 90% financing available
- Maximum terms of 36 months on used ATV's
- Payroll deduction, Bill Pay and transfer payment options available
- Payment protection insurance available
- No prepayment penalty
ATV Rates
| Term | New APR | Used APR | |||
|---|---|---|---|---|---|
| Term | 24 Months | New APR | 5.10% | Used APR | 5.10% |
| Term | 36 Months | New APR | 5.24% | Used APR | 5.24% |
| Term | 48 Months | New APR | 5.49% | Used APR | N/A |
| Term | 60 Months | New APR | 5.74% | Used APR | N/A |
| Term | 72 Months | New APR | N/A | Used APR | N/A |
APR = Annual Percentage Rate. Min Amount: $2,500. Loan rates reflect a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. All rates are based on an evaluation of credit history, so your rate may differ. For example, 5.49% APR equals an estimated $19 monthly payment for 60 months per $1,000 borrowed.
Motor Home
- Competitive rates
- $4,000 minimum loan
- 90% financing available
- Flexible terms
- Payroll deduction, Bill Pay and transfer payment option available
- Payment protection insurance available
- No prepayment penalty
Request Information
Motor Home Rates
| Term | New APR | Used APR | |||
|---|---|---|---|---|---|
| Term | 0-60 Months | New APR | 5.25% | Used APR | 5.25% |
| Term | 61-120 Months | New APR | 5.49% | Used APR | 5.49% |
| Term | 121-180 Months | New APR | 5.65% | Used APR | N/A |
Max Term: 15 years. Balloon terms available.
APR = Annual Percentage Rate. Loan rates reflect a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. All rates are based on an evaluation of credit history, so your rate may differ. For example, 5.40% APR equals an estimated $8 monthly payment for 180 months per $1,000 borrowed.
Travel Trailer
Tailgate on a whole new level with competitive financing on new or used travel trailers.More Rates
Travel Trailer
- Competitive rates
- $4,000 minimum loan
- 90% financing available
- Flexible terms
- Payroll deduction, Bill Pay and transfer payment options available
- Payment protection insurance available
- No prepayment penalty
Travel Trailer Rates
| Term | New APR | Used APR | |||
|---|---|---|---|---|---|
| Term | 0 - 60 Months | New APR | 5.25% | Used APR | 5.25% |
| Term | 61 - 120 Months | New APR | 5.49% | Used APR | 5.49% |
| Term | 121 - 180 Months | New APR | 5.65% | Used APR | N/A |
Max Term: 15 years. Balloon terms available.
APR = Annual Percentage Rate. Loan rates reflect a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. All rates are based on an evaluation of credit history, so your rate may differ. For example, 5.40% APR equals an estimated $8 monthly payment for 180 months per $1,000 borrowed.
Travel Trailer
- Competitive rates
- $4,000 minimum loan
- 90% financing available
- Flexible terms
- Payroll deduction, Bill Pay and transfer payment options available
- Payment protection insurance available
- No prepayment penalty
Travel Trailer Rates
| Term | New APR | Used APR | |||
|---|---|---|---|---|---|
| Term | 0 - 60 Months | New APR | 5.25% | Used APR | 5.25% |
| Term | 61 - 120 Months | New APR | 5.49% | Used APR | 5.49% |
| Term | 121 - 180 Months | New APR | 5.65% | Used APR | N/A |
Max Term: 15 years. Balloon terms available.
APR = Annual Percentage Rate. Loan rates reflect a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. All rates are based on an evaluation of credit history, so your rate may differ. For example, 5.40% APR equals an estimated $8 monthly payment for 180 months per $1,000 borrowed.
