Enjoy consistent payments for the life of your mortgage. A Campus Federal representative can help you determine whether a 10-year, 15-year, 20-year or 30-year term is right for you.

Please see our detailed Mortgage Rates Guide for mortgage rates and information.

Membership eligibility requirements apply. Rates are subject to change at any time. All rates are subject to credit approval. Additional fees may apply. APR= Annual percentage rate. Monthly payments do not include amounts for property taxes and insurance.

Fixed rate example: For example, a 5.95% APR equals an estimated $5.96 monthly payment for 360 months per $1,000.00 borrowed. APR will not increase after consummation of loan.

• Buy vs. Rent Calculator
  How much do you want to spend each month?

  How much down? (invested if renting)

  Current Annual Interest Rate

  Length of Loan (Years)

  Expected Long Term Inflation (%)

  Expected Long Term Investment Return (%)

  Expected Long Term Tax Rate (%)
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. Hypothetical illustrations may provide historical or current performance information.
• Mortgage Calculator
  Principal Loan Balance

  Annual Interest Rate

  Amortization Length in Years
  

  Starting Month/Year:

  Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

  Show the full amortization table?

  Show For First Year Only Show Full Table

  Pre-payment Method

  None : No Prepayments Monthly : Pre-pay a set amount each month Annually : Pre-pay a set amount once each year Bi-weekly : 26 half paymts/yr - 2 half pre-paymts each 6 months Bi-weekly : 26 half paymts/yr - 1 full pre-paymt each 12 months One Time : Pre-pay one set amount after a given # of months

  Pre-payment Amount

  Pay One-Time Prepayment After How Many Months?

  
  
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. Hypothetical illustrations may provide historical or current performance information.

Housing costs are one of the largest expenses of most household budgets. With changing interest rates, you should periodically determine whether refinancing at current interest rates would save you money. Campus Federal can help you determine if refinancing is in your best interest.

To determine whether you should consider refinancing, compare the costs of obtaining a new mortgage with the savings you will enjoy with a reduced interest rate. In addition to an updated interest rate, you may also want to consider refinancing to a different type of mortgage, such as switching from an ARM or 5-year balloon to a 15-year or 30-year fixed rate mortgage.

Please see our detailed Mortgage Rates Guide for mortgage rates and information.

Membership eligibility requirements apply. Rates are subject to change at any time. All rates are subject to credit approval. Additional fees may apply. APR= Annual percentage rate. Monthly payments do not include amounts for property taxes and insurance.

• Mortgage Calculator
  Principal Loan Balance

  Annual Interest Rate

  Amortization Length in Years
  

  Starting Month/Year:

  Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

  Show the full amortization table?

  Show For First Year Only Show Full Table

  Pre-payment Method

  None : No Prepayments Monthly : Pre-pay a set amount each month Annually : Pre-pay a set amount once each year Bi-weekly : 26 half paymts/yr - 2 half pre-paymts each 6 months Bi-weekly : 26 half paymts/yr - 1 full pre-paymt each 12 months One Time : Pre-pay one set amount after a given # of months

  Pre-payment Amount

  Pay One-Time Prepayment After How Many Months?

  
  
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. Hypothetical illustrations may provide historical or current performance information.

Adjustable rate mortgages offer low initial rates (sometimes 1.5%-2.5% APR less than a comparable fixed rate mortgage), and if you expect to move after a short time or are comfortable with the risk that your rate may increase, they can be a great option. Talk to a Campus Federal representative today to determine if an ARM is right for you.

Campus Federal offers:

• 7/1 Adjustable Rate Mortgage- Variable rate; however, interest rate is fixed for first seven years, after that it can increase or decrease annually, which will affect payment amount
• 5/1 Adjustable Rate Mortgage- Variable rate; however, interest rate is fixed for the first five years, after that it can increase or decrease annually, which will affect payment amount.
• Low minimum down payment with no mortgage insurance requirement
• Financing available for single family dwellings, condominiums, townhomes, and duplexes
• No prepayment penalty
• Loan can also be used to finance a primary residence, vacation home or a home for your college student

   

Please see our detailed Mortgage Rates Guide for mortgage rates and information.

Membership eligibility requirements apply. Rates are subject to change at any time. All rates are subject to credit approval. Additional fees may apply. APR= Annual percentage rate. Monthly payments do not include amounts for property taxes and insurance.

Adjustable rate example: For example, a 5.019% APR equals an estimated $4.85 monthly payment for the first 84 months per $1,000.00 borrowed. APR may be increased after consummation of loan.

• Buy vs. Rent Calculator
  How much do you want to spend each month?

  How much down? (invested if renting)

  Current Annual Interest Rate

  Length of Loan (Years)

  Expected Long Term Inflation (%)

  Expected Long Term Investment Return (%)

  Expected Long Term Tax Rate (%)
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. Hypothetical illustrations may provide historical or current performance information.
• Mortgage Calculator
  Principal Loan Balance

  Annual Interest Rate

  Amortization Length in Years
  

  Starting Month/Year:

  Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

  Show the full amortization table?

  Show For First Year Only Show Full Table

  Pre-payment Method

  None : No Prepayments Monthly : Pre-pay a set amount each month Annually : Pre-pay a set amount once each year Bi-weekly : 26 half paymts/yr - 2 half pre-paymts each 6 months Bi-weekly : 26 half paymts/yr - 1 full pre-paymt each 12 months One Time : Pre-pay one set amount after a given # of months

  Pre-payment Amount

  Pay One-Time Prepayment After How Many Months?

  
  
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. Hypothetical illustrations may provide historical or current performance information.