ALEC FCU and CFCU Become One
We would like to take this opportunity to thank you for being a valued member of ALEC Federal Credit Union (ALEC FCU) and now Campus Federal Credit Union. Effective Tuesday, July 1, 2025, ALEC FCU memberships and accounts transitioned into Campus Federal. You now have access to a wider range of financial products and services.
Included in this packet, you will find the following items about your account:
- Welcome Transition Guide
This outlines important changes to your account numbers, loan payments, statements, online banking, branch locations and more. - Products and Services
Discover what Campus Federal has to offer to enhance your finances. - Agreements and Disclosures
This document amends and replaces your existing “Membership and Account Agreement” and account terms and conditions. Please review this agreement in its entirety. - Account Disclosure Rate Supplement
Deposit and loan account rates as of 6/2/25. Share rates will differ. - Fee Schedule
Please familiarize yourself with this document. All fees will become effective on 8/1/25.
As we look to the future, we remain grounded in our 90-year legacy of service and commitment. Campus Federal was founded to be a trusted financial partner through every stage of your life, and that mission continues stronger than ever. We are excited to welcome new members into our community and to continue serving you with the same personalized service you’ve come to expect.
Welcome to Campus Federal, where family, community & Louisiana culture run deep!
At Campus Federal, we strive to make a difference in our members’ lives and provide more than financial services. Experience the Campus Federal difference and our many benefits that will help you build a strong financial foundation for every stage of your life.
Our Checking Products
A checking account should fit your lifestyle and meet your financial needs. We offer four great options to help manage your money and access it whenever you need it.
Get a clear breakdown of the details with this side-by-side view.
| Lagniappe Lite Checking2 | Lagniappe Checking4 | Young Adult Checking6 | Campus Classic Checking | |
|---|---|---|---|---|
| Card Swipes Requirement | 5 per month3 at least equal to $5.00 per purchase | 15 per month5 at least equal to $5.00 per purchase | 0 per month | 15 per month |
| eStatement Requirement | Yes | Yes | Yes | No |
| ACH/Direct Deposit/Bill Pay Requirement | One direct deposit, ACH auto debit or Campus Federal Bill Pay transaction | One direct deposit, ACH auto debit or Campus Federal Bill Pay transaction | No | No |
| Relationship Balance1 | $5,000 | $5,000 | $0 | $5,000 |
| Rewards | Dividends up to $10,000 (swipes, eStatement and ACH, Direct Deposit or Bill Pay requirement must be met) | Dividends up to $10,000 and ATM Fee Refunds up to $25 monthly (swipes, eStatement and ACH, Direct Deposit or Bill Pay requirement must be met) | None | None |
| Monthly Maintenance Fees | $10 waived if swipes, eStatement and ACH, Direct Deposit or Bill Pay requirements are met OR relationship balance1 is met | $10 waived if swipes, eStatement and ACH, Direct Deposit or Bill Pay requirements are met OR relationship balance1 is met | $0 | $8 waived if swipes OR relationship balance1 is met $2 paper statement fee |
1Relationship balance equals your average monthly loan balance plus average monthly deposit balance under the same membership number.
2If the Lagniappe Lite checking requirements are not met, there is a $10 monthly maintenance fee. Monthly maintenance fee is waived if you relationship balance is $5,000 or more. 3Debit or credit card purchases must be at least equal to $5.00 per purchase to count towards the 5 qualification purchases each month.
4If the Lagniappe checking requirements are not met, there is a $10 monthly maintenance fee. Monthly maintenance fee is waived if you relationship balance is $5,000 or more. ATM fee refunds are capped at a maximum of $25.00 per monthly qualification cycle. 5 Debit or credit card purchases must be at least equal to $5.00 per purchase to count towards the 15 qualification purchases each month.
6 In order to keep your account open, within 30 days of establishing your account, you must consent to receive your periodic statements electronically. Otherwise your account will be converted to a Campus Classic Checking Account, subject to all of the terms and conditions of such account.