Grow your business savings with competitive interest rates on Business Savings.
- $15 minimum opening balance
- No monthly maintenance fees
- 6 free withdrawals per month, $5 per subsequent withdrawal
- Allows for Overdraft Protection for your Business Checking account
| APY | Minimum Balance | Dividend Rate |
|---|---|---|
| APY: 0.10% | Minimum Balance: $250.00 | Dividend Rate: 0.10% |
APY denotes Annual Percentage Yield. APY is accurate as of 9/19/19. Fees could reduce earnings.
Earn a higher rate of return than a Business Savings by simply opting for a Business Money Market account.
- $2,500 minimum opening balance
- 6 free withdrawals per month, $5 per subsequent withdrawal
| Deposit Amount | APY | Minimum Balance | Dividend Rate |
|---|---|---|---|
| Deposit Amount: $2,500 - $9,999 | APY: 0.15% | Minimum Balance: $2,500.00 | Dividend Rate: 0.15% |
| Deposit Amount: $10,000 - $49,999 | APY: 0.15% | Minimum Balance: $2,500.00 | Dividend Rate: 0.15% |
| Deposit Amount: $50,000 - $149,999 | APY: 0.33% | Minimum Balance: $2,500.00 | Dividend Rate: 0.33% |
| Deposit Amount: $150,000 - $249,999 | APY: 0.43% | Minimum Balance: $2,500.00 | Dividend Rate: 0.43% |
| Deposit Amount: $250,000 + | APY: 0.43% | Minimum Balance: $2,500.00 | Dividend Rate: 0.43% |
APY denotes Annual Percentage Yield. APY is accurate as of 3/16/2026. Fees could reduce earnings.
Lock in a certificate rate for higher earnings.
Certificates pay highly competitive dividend rates for specific terms — and all are federally insured by NCUA up to $250,000.
- Invest only $500 for a term of 30 days through 12 months, or at least $1,000 for a term of 18-72 months.
- Dividends for terms greater than 12 months can be compounded, transferred to another Campus Federal account, or mailed to you.
30 Month Bump and Jump Certificate
Lock in for a longer term and earn a higher rate of 3.00% APY* with our 30 month certificate. Plus, enjoy additional savings features with a one-time opportunity to ‘Bump’ or increase your funds in the certificate and a one-time opportunity to ‘Jump’ to a higher rate during the certificate’s 30 month term. Only $1,000 to open.
*APY=Annual Percentage Yield. Minimum amount to open and earn APY on 30 month Bump and Jump certificate is $1,000. Early withdrawal penalty on 30 month certificate will equal 180 days’ dividends. A one time deposit (bump) in an amount of at least $1,000 is allowed per 30 month term. The rate can be increased (jump) once per 30 month term after the first six months of the certificate’s opening date. When jumping to a higher rate, the new rate will remain in effect for the remainder of the certificate’s term. APY is accurate as of 12/12/2025.
| Term | APY | Minimum Balance | Dividend Rate |
|---|---|---|---|
| Term: 30 days-Dividends paid at maturity | APY: 3.50% | Minimum Balance: $500.00 | Dividend Rate: 3.45% |
| Term: 91 days-Dividends paid at maturity | APY: 3.60% | Minimum Balance: $500.00 | Dividend Rate: 3.55% |
| Term: 182 days-Dividends paid at maturity | APY: 3.55% | Minimum Balance: $500.00 | Dividend Rate: 3.52% |
| Term: 7 month-Dividends paid at maturity | APY: 3.45% | Minimum Balance: $500.00 | Dividend Rate: 3.43% |
| Term: 9-month-Dividends paid at maturity | APY: 3.50% | Minimum Balance: $500.00 | Dividend Rate: 3.48% |
| Term: 12 months-Dividends credited quarterly | APY: 3.55% | Minimum Balance: $500.00 | Dividend Rate: 3.50% |
| Term: 18 months-Dividends credited quarterly | APY: 3.50% | Minimum Balance: $1,000.00 | Dividend Rate: 3.45% |
| Term: 24 months-Dividends credited quarterly | APY: 3.40% | Minimum Balance: $1,000.00 | Dividend Rate: 3.36% |
| Term: 30 months*-Dividends credited quarterly | APY: 3.00% | Minimum Balance: $1,000.00 | Dividend Rate: 2.97% |
| Term: 36 months-Dividends credited quarterly | APY: 3.30% | Minimum Balance: $1,000.00 | Dividend Rate: 3.26% |
| Term: 48 months-Dividends credited quarterly | APY: 3.35% | Minimum Balance: $1,000.00 | Dividend Rate: 3.31% |
| Term: 60 months-Dividends credited quarterly | APY: 3.45% | Minimum Balance: $1,000.00 | Dividend Rate: 3.41% |
| Term: 72 months-Dividends credited quarterly | APY: 3.55% | Minimum Balance: $1,000.00 | Dividend Rate: 3.50% |
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