Family in car

Flexibly finance new or used automobiles, and increase your negotiating power with a Pre-Approved Auto Loan.

Simplify your car buying experience with straightforward options on new and used cars:

  • Competitive rates
  • $4,000 minimum loan
  • 100% financing available
  • Maximum term for Model years 2023-2024 – up to 84 months*
  • Maximum term for Model years 2020-2022 – up to 78 months*
  • Maximum term for Model years 2018-2019 – up to 72 months*
  • Maximum term for Model years 2017 or older – up to 60 months*
  • Extended warranty available
  • Skip A Payment option for eligible members
  • Payroll allocation, Bill Pay and transfer payment options available
  • Payment protection insurance available
  • No prepayment penalty
  • GAP insurance available
  • Visit the Campus Car Center to shop and locate a preferred dealer near you
TermAPR As Low As
Term: 24APR As Low As: 6.99%
Term: 36APR As Low As: 6.99%
Term: 48APR As Low As: 6.99%
Term: 60APR As Low As: 6.99%
Term: 72APR As Low As: 7.29%
Term: 78APR As Low As: 7.49%
Term: 84APR As Low As: 7.64%

Minimum loan amount is $4,000.

New Vehicles are current year model with 20,000 miles or less. Campus Federal may finance up to 100% of the purchase price, plus tax, title, and license. Used Vehicles maximum loan term:

Maximum term for Model years 2023-2024 – up to 84 months*
Maximum term for Model years 2020-2022 – up to 78 months*
Maximum term for Model years 2018-2019 – up to 72 months*
Maximum term for Model years 2017 or older – up to 60 months*

Offer is subject to credit approval. APR= Annual Percentage Rate. Loan reflects a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. All rates are based on an evaluation of credit history, so your rate may differ. For example, a monthly payment for an auto loan for $20,000 for 60 months at 6.99% APR could be as low as $395.93. The rate will not increase after consummation of loan.

Loan Calculator

or
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. the calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. Hypothetical illustrations may provide historical or current performance information.

Loan Payoff Calculator

This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. the calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. Hypothetical illustrations may provide historical or current performance information.

Finance a new or used boat at competitive rates to hit the waves in style.

  • Competitive rates
  • $4,000 minimum loan
  • Maximum terms of 60 months for used boats
  • 100% financing available on new boats; 90% financing on used boats
  • Payroll deduction, Bill Pay and transfer payment options available
  • Payment protection insurance available
  • No prepayment penalty
TermNew APRUsed APR
Term: 24New APR: 6.99%Used APR: 6.99%
Term: 36New APR: 6.99%Used APR: 6.99%
Term: 48New APR: 6.99%Used APR: 6.99%
Term: 60New APR: 6.99%Used APR: 6.99%
Term: 72New APR: 6.99%Used APR: N/A
Term: 84New APR: 7.49%Used APR: N/A
Term: 120New APR: 7.99%Used APR: N/A

Offer is subject to credit approval. APR= Annual Percentage Rate. Loan reflects a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. All rates are based on an evaluation of credit history, so your rate may differ. For example, a monthly payment for a boat loan for $20,000 for 60 months at 6.99% APR could be as low as $395.93. The rate will not increase after consummation of loan.

Loan Calculator

or
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. the calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. Hypothetical illustrations may provide historical or current performance information.

Loan Payoff Calculator

This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. the calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. Hypothetical illustrations may provide historical or current performance information.

If you prefer two wheels to four, Campus Federal can get you on the road with financing for new or used motorcycles.

  • Competitive rates
  • $2,500 minimum loan
  • 90% financing available
  • Terms up to 36 months on used motorcycles
  • Payroll deduction, Bill Pay and transfer payment options available
  • Payment protection insurance available
  • No prepayment penalty
TermNew APRUsed APR
Term: 24 MonthsNew APR: 7.19%Used APR: 7.19%
Term: 36 MonthsNew APR: 7.19%Used APR: 7.19%
Term: 48 MonthsNew APR: 7.19%Used APR: N/A
Term: 60 MonthsNew APR: 7.49%Used APR: N/A
Term: 72 MonthsNew APR: 7.99%Used APR: N/A

Offer is subject to credit approval. APR= Annual Percentage Rate. Loan reflects a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. All rates are based on an evaluation of credit history, so your rate may differ. For example, a monthly payment for a motorcycle loan for $10,000 for 36 months at 7.19% APR could be as low as $311.40. The rate will not increase after consummation of loan.

Loan Calculator

or
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. the calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. Hypothetical illustrations may provide historical or current performance information.

Loan Payoff Calculator

This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. the calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. Hypothetical illustrations may provide historical or current performance information.

Campus Federal’s First Time Auto Buyer Program is designed to make the process easier for new borrowers.

Buying your first car can be challenging, and it’s always a significant investment. Our First Time Auto Buyer Program is a great solution if you have no credit. Campus Federal makes it affordable with an APR as low as 8.49% on an auto loan for up to 72 months.*

Get rewarded. Do you pay on time, every time? Make all your first 12 monthly payments on time, and we'll reward you with a 1% interest rate reduction for the remainder of the loan.

If you are approved for a First Time Auto Buyer Loan, you may also be approved for a Campus Federal MasterCard with a limit of $500.

*Offer subject to credit approval. Certain restrictions apply. Applicant must meet First Time Auto Buyer Program requirements. APR= Annual Percentage Rate. Campus Federal will finance up to 110% of Invoice for new auto or NADA retail value for used autos. Maximum loan amount is $35,000.00. Loan rate reflects a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. After the first 12 months of on-time monthly payments, member will be rewarded with a 1% reduction in the interest rate for the remainder of the loan. For example, a monthly payment for an auto loan for $20,000 for 72 months at 8.49% APR could be as low as $355.47. Maximum terms for used vehicles are between 48 and 72 months depending on the vehicles age and mileage. The rate will not increase after consummation of loan.

Loan Calculator

or
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. the calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. Hypothetical illustrations may provide historical or current performance information.

Loan Payoff Calculator

This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. the calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. Hypothetical illustrations may provide historical or current performance information.

Leave the road behind with great rates on new or used all-terrain vehicles.

  • Competitive rates
  • $2,500 minimum loan
  • 90% financing available
  • Maximum terms of 36 months on used ATV's
  • Payroll deduction, Bill Pay and transfer payment options available
  • Payment protection insurance available
  • No prepayment penalty
TermNew APRUsed APR
Term: 24 MonthsNew APR: 7.19%Used APR: 7.19%
Term: 36 MonthsNew APR: 7.19%Used APR: 7.19%
Term: 48 MonthsNew APR: 7.19%Used APR: N/A
Term: 60 MonthsNew APR: 7.49%Used APR: N/A
Term: 72 MonthsNew APR: 7.99%Used APR: N/A

Offer is subject to credit approval. APR= Annual Percentage Rate. Loan reflects a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. All rates are based on an evaluation of credit history, so your rate may differ. For example, a monthly payment for an ATV loan for $10,000 for 36 months at 7.19% APR could be as low as $311.40. The rate will not increase after consummation of loan.

Loan Calculator

or
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. the calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. Hypothetical illustrations may provide historical or current performance information.

Loan Payoff Calculator

This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. the calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. Hypothetical illustrations may provide historical or current performance information.

Take on the open road with financing on new or used motor homes.

  • Competitive rates
  • $4,000 minimum loan
  • 90% financing available
  • Flexible terms
  • Payroll deduction, Bill Pay and transfer payment option available
  • Payment protection insurance available
  • No prepayment penalty
TermNew APRUsed APR
Term: 0-60 MonthsNew APR: 7.19%Used APR: 7.19%
Term: 61-120 MonthsNew APR: 7.49%Used APR: 7.49%
Term: 121-180 MonthsNew APR: 7.79%Used APR: N/A

Max Term: 15 years. Balloon terms available.

Offer is subject to credit approval. APR= Annual Percentage Rate. Loan reflects a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. All rates are based on an evaluation of credit history, so your rate may differ. For example, a monthly payment for a Motor Home loan for $10,000 for 36 months at 7.19% APR could be as low as $311.40. The rate will not increase after consummation of loan.

Loan Calculator

or
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. the calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. Hypothetical illustrations may provide historical or current performance information.

Loan Payoff Calculator

This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. the calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. Hypothetical illustrations may provide historical or current performance information.

Tailgate on a whole new level with competitive financing on new or used travel trailers.

  • Competitive rates
  • $4,000 minimum loan
  • 90% financing available
  • Flexible terms
  • Payroll deduction, Bill Pay and transfer payment options available
  • Payment protection insurance available
  • No prepayment penalty
TermNew APRUsed APR
Term: 0 - 60 MonthsNew APR: 7.19%Used APR: 7.19%
Term: 61 - 120 MonthsNew APR: 7.49%Used APR: 7.49%
Term: 121 - 180 MonthsNew APR: 7.79%Used APR: N/A

Max Term: 15 years. Balloon terms available.

Offer is subject to credit approval. APR= Annual Percentage Rate. Loan reflects a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. All rates are based on an evaluation of credit history, so your rate may differ. For example, a monthly payment for an Travel Trailer loan for $10,000 for 36 months at 7.19% APR could be as low as $311.40. The rate will not increase after consummation of loan.

Loan Calculator

or
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. the calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. Hypothetical illustrations may provide historical or current performance information.

Loan Payoff Calculator

This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. the calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. Hypothetical illustrations may provide historical or current performance information.
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A place for cookouts, going barefoot, having a yard to roam or enjoying a night in. Let us open the door of possibilities and help you get a place to call home.