SWBD 2023 New Site Landing Page

We're passionate about helping you enjoy every aspect of car ownership, including the financial side. That's why we created Same Wheels Better Deals, a refinancing program designed to save you money and keep you loving your ride with:

  • $100 cash bonus
  • Lower your current rate*
  • 90 days until first payment
  • $10,000 minimum loan

We want to ensure your car ownership experience is as worry-free as possible. That’s why, in addition to our great refinancing rates, we offer a range of valuable options.

Don't let a high interest rate dampen your driving experience. Let us help you find a better deal and make your car ownership even more enjoyable, with added protection and payment flexibility.

Auto Loan Refinancing Rates

TermAPR As Low As
Term: 24APR As Low As: 6.24%
Term: 36APR As Low As: 6.24%
Term: 48APR As Low As: 6.24%
Term: 60APR As Low As: 6.24%
Term: 72APR As Low As: 6.54%
Term: 78APR As Low As: 6.74%
Term: 84APR As Low As: 6.89%

For example, a monthly payment for an auto loan for $20,000 for 60 months at 6.24% APR could be as low as $390.88. Rates reflect a .25% discount for auto-debit payments from a CFCU account. Terms for model years valid until December 31, 2025.

*Minimum Annual Percentage (APR) based on current minimum rate. Offer subject to credit and collateral approval. Not available for existing Campus Federal loans. Cash back paid into existing share account after loan closing. Interest continues to accrue during first 90 days. Terms and conditions apply including membership eligibility.

1Campus Federal Checking Account required for Bill Pay.