First Time Homebuyers Landing Page
A Better Way to Buy Your First Home

Buying your first home is a huge milestone. It should feel exciting, not like a maze of roadblocks and fine print. Our First-Time Homebuyer Mortgage is designed to make homeownership more accessible to first-time buyers.

  • No private mortgage insurance (PMI) required
  • Competitive rates*
  • 30-year fixed rate mortgage
  • Loans up to $400,000

Meet Our Home Loan Experts

We've mastered the art of helping people and making the dream of homeownership a reality for many.

Deborah Long Headshot 2023

Deborah Long

AVP, Mortgage Lending
MLO# 105501

Jenny Smith Headshot 2022

Jenny Smith

Mortgage Loan Originator
MLO# 754722

Lisa Daigle Headshot 2022

Lisa Daigle

Mortgage Loan Originator
MLO# 2270203

Have questions? Send our Mortgage Department an email at mtg@campusfederal.org.

Your First Home Starts Here

Home-buying feels easier with the right loan and the right team by your side.

Take your first real step toward homeownership, without the extra drama.

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⭐⭐⭐⭐⭐

“As a first-time homebuyer, I chose Campus Federal to compare rates with other lenders and had a great experience. They clearly broke down loan options so I could understand my total monthly cost. Unlike other lenders, there was no sales pressure. The rate was the rate. They answered every one of my questions, even after hours. I can’t say enough good things about Campus Federal and their team.” 

-  Nathan D.

*Up to 100% financing on the lesser of the purchase price or appraised value, up to a maximum loan amount of $832,750. Percentage financed depends on credit score and program qualifications. Additional fees may apply. Seller contributions allowed. Membership required. Rates are subject to change at any time. Monthly payments do not include amounts for property taxes and insurance. For example, a monthly payment for a first-time home loan for $400,000 for 360 months at 6.961% Annual Percentage Rate (APR) would be $2,650.74. Rate will not be increased after the consummation of the loan. No annual fees.

Available for primary residences of single-family homes and town homes.