Loans for Veterinary Medicine Students

Stay informed on recent changes to Federal PLUS Loans, including updates to interest rates, borrowing limits and options for parents and graduate students.

Borrow responsibly.

We encourage students and families to start with savings, grants, scholarships and federal student loans to pay for college. Evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.
Sallie Mae loans may be offered at a lower rate than PLUS to highly-qualified applicants with strong credit profiles. Explore federal loans and compare to make sure you understand the terms and features. Private student loans that have variable rates can go up over the life of the loan. Federal student loans are required by law to provide a range of flexible repayment options, including, but not limited to, income-based repayment and income-contingent repayment plans, and loan forgiveness and deferment benefits, which other student loans are not required to provide. Federal loans generally have origination fees but are available to students regardless of income.

Medical School Loans are for graduate students in an M.D., D.O., D.V.M., V.M.D., or D.P.M. program at participating degree-granting schools and are subject to credit approval, identity verification, signed loan documents, and school certification. Graduate Certificate/​Continuing Education coursework is not eligible. Student or cosigner must meet the age of majority in their state of residence. Students who are not U.S. citizens or U.S. permanent residents must reside in the U.S., attend school in the U.S., and apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident). Requested loan amount must be at least $1,000.

¹ The borrower or cosigner must enroll in auto debit through Sallie Mae to receive a 0.25 percentage point interest rate reduction benefit. This benefit applies only during active repayment for as long as the Current Amount Due or Designated Amount is successfully withdrawn from the authorized bank account each month. It may be suspended during forbearance or deferment.

² For applications submitted directly to Sallie Mae, loan amount cannot exceed the cost of attendance less financial aid received, as certified by the school. Miscellaneous personal expenses (such as a laptop) may be included in the cost of attendance for students enrolled at least half-time.

³ GRP allows interest-only payments for the initial 12-month period of repayment when the loan would normally begin requiring full principal and interest payments or during the 12-month period after GRP request is granted, whichever is later. At the time of GRP request, the loan must be current. The borrower may request GRP only during the six billing periods immediately preceding and the twelve billing periods immediately after the loan would normally begin requiring full principal and interest payments. GRP does not extend the loan term. If approved for GRP, the Current Amount Due that is required to be paid each month after the GRP ends will be higher than it otherwise would have been without GRP, and the total loan cost will increase.

⁴ To apply for this deferment, customers and an official from the internship, clerkship, fellowship or residency program must complete and submit a deferment form to us for consideration. If approved, the loan will revert back to the same repayment option that applied during the in-school period for up to 12 months. Customers can apply for and receive a maximum of four 12-month deferment periods. Interest is charged during the deferment period and Unpaid Interest will be added to the Current Principal at the end of each deferment period, which will increase the Total Loan Cost.

⁵ Payments may be required during the grace period depending on the in-school repayment option selected by the student or cosigner. Interest is charged starting when funds are sent to the school. Unpaid Interest is added to the loan’s Current Principal at the end of the grace period with the Fixed or Deferred repayment options.

Information advertised valid as of July 6, 2026.

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.

Sallie Mae loans are made by Sallie Mae Bank. Campus Federal is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.

© 2026 Sallie Mae Bank. All rights reserved. Sallie Mae and the Sallie Mae logo are service marks or registered trademarks of Sallie Mae Bank. Scholarly, Sallie, the Sallie logo, other Sallie names and logos and all related names, logos, product and service names, designs, and slogans are the property of SLM Education Services, LLC, our affiliates, or licensors. All other names and logos used are the trademarks or service marks of their respective owners. W-F1048400_0426

* The Medical Professionals Loan maximum loan-to-value ratio will only be offered to qualifying medical professionals purchasing their primary residence. Up to 100% financing on the lesser of the purchase price or appraised value, up to a maximum loan amount of $832,750. Percentage financed depends on credit score and program qualifications. Additional fees may apply. May close with a contract of employment with start date 60 days out. Seller contributions allowed. Membership eligibility requirements apply. Rates are subject to change at any time. All rates are subject to credit approval. Rates are variable and may increase after funding. Monthly payments do not include amounts for property taxes and insurance. For example, an interest rate of 6.00% (7.035% APR) equals an estimated $6.00 monthly payment for the first 84 months per $1,000.00 borrowed. Rates are based on certain assumptions. Annual percentage rate (APR) may be increased after consummation of loan. Monthly payments do not include amounts for property taxes and insurance.