Earn $600
Follow these steps:
- Register and enter promo code: 600FORME to receive a $600 Mastercard® Reward Card when you meet the following requirements1:
• Open a new Lagniappe CheckingSM account within 30 days of becoming a new member, AND
• Complete two (2) direct deposits of $500 or more each within the first 90 days after account opening, AND
• Maintain an average daily checking balance of $5,000 or more during the first 90 days after account opening, AND
• Keep the account open and in good standing for 120 days
2. Open a Lagniappe Checking Account.
3. Link your direct deposit to your new Lagniappe CheckingSM Account.
Looking for a checking account that does more for your money?
Open a Lagniappe CheckingSM account and earn 4.50% APY2 on your checking balance up to $10,000 and receive ATM fee refunds nationwide3.
Unlock the extras of Lagniappe CheckingSM by meeting a few simple qualifications:
- Make one (1) direct deposit, ACH auto debit or Campus Federal Bill Pay4 transaction,
- Make ten (10) debit or credit card purchases on your account each month, and
- Enroll in eStatements
Qualify, and you'll not only earn competitive dividends but also enjoy ATM fee refunds, all with no monthly maintenance fee.
Don’t meet the qualifications one month? No worries! Maintain a $2,500 relationship balance (average monthly credit account balances and average monthly deposit account balances under the same membership combined), and you'll still enjoy no monthly maintenance fee.
2 Annual Percentage Yield (APY) is accurate as of 1/1/2026. Fees could reduce earnings. APY is variable and may change after the account is opened.
3 ATM fee refunds are capped at a maximum of $25.00 per monthly qualification cycle.
4 Campus Federal Checking Account required for Bill Pay.
| Term | APY* | Minimum Balance | Dividend Rate |
|---|---|---|---|
| Term: Met Qualifications - Balance up to $10,000 | APY*: 4.50% | Minimum Balance: $0.01 | Dividend Rate: 4.41% |
| Term: Met Qualifications - Balance over $10,000 | APY*: 0.05% | Minimum Balance: $10,000.01 | Dividend Rate: 0.05% |
If the Lagniappe checking requirements are not met, there is a $10 monthly maintenance fee. Monthly maintenance fee is waived if your average relationship balance (average monthly credit account balances and average monthly deposit account balances under the same membership combined) is $2,500 or more.
* Annual Percentage Yield (APY) is accurate as of 1/1/2026. Fees could reduce earnings. APY is variable and may change after the account is opened.
** ATM fee refunds are capped at a maximum of $25.00 per monthly qualification cycle.
Now Offering Early Pay*
Access your direct deposit funds up to three (3) days early. To qualify, you must have direct deposit set up with Campus Federal and have your direct deposit payments sent electronically.
*With Early Pay, the Credit Union may make certain ACH direct deposits available to you up to three (3) business days before we receive the funds from the payor, which is typically your employer. Early Pay is not guaranteed.
1 To earn a $600 Mastercard® Reward Card, you must register for the offer by using the Offer Code at referlive.com/campusfederaloffers and meet the following requirements:
- Open a new Lagniappe CheckingSM account within 30 days of becoming a new member, AND
- Complete two (2) direct deposits of $500 or more each within the first 90 days after account opening, AND
- Maintain an average daily checking balance of $5,000 or more during the first 90 days after account opening, AND
- Keep the account open and in good standing for 120 days
Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within such email.
This offer can be changed at any time without notice.
Offer valid to new members only. Employees of Campus Federal Credit Union, their immediate families (spouses, parents, children and siblings, and each of their respective spouses), and members of the household of such individuals are not eligible.
Membership and Lagniappe Checking Account is subject to approval.
What is a Qualifying Direct Deposit:
A Qualifying Direct Deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside entity not affiliated with Campus Federal Credit Union. Wire transfers, ACH credits, and funds transfers initiated using Campus Federal Credit Union’s website or mobile app are not considered a Qualifying Direct Deposit.
Please allow 4-6 weeks after completion of all requirements for delivery of the Mastercard Reward Card. The Mastercard Reward Cards are subject to Terms and Conditions delivered with the card. Reward Cards may be reported as income to the IRS.
Mastercard is a registered trademark of Mastercard, Inc. Mastercard is not a participant or sponsor of this promotion.
Federally Insured by NCUA.