Earn $225
Follow these steps:
- Register and enter promo code: CFCU4YOU to receive a $225 Mastercard® Reward Card when you meet the following requirements1:
• Open a new Lagniappe Lite checking account within 30 days of becoming a new member
• Complete two (2) direct deposits of $500 or more each within 90 days of account opening
• Keep the account open and in good standing for 120 days
2. Open a Lagniappe Lite Checking Account.
3. Link your direct deposit to your new Lagniappe Lite Checking Account.
Enjoy the ease of banking with fewer hoops to jump through, while still earning a competitive return with Lagniappe Lite Checking.
Earn 4.00% APY* on balances up to $10,000 with fewer requirements than most Rewards Checking accounts. It’s a smarter way to grow your money with peace of mind built in.
Qualifying for dividends is easier than ever:
- Make just one direct deposit, ACH auto debit or use our Campus Federal Bill Pay1 service each month.
- Make five (5) debit or credit card purchases.**
- Sign up for eStatements - it's good for the environment and keeps your information secure.
Didn't qualify? No worries! As long as your relationship balance2 is $2,500, you'll still avoid any monthly maintenance fees.
Ready to simplify your checking and maximize your earnings? Open your Lagniappe Lite Checking account today!
1Campus Federal Checking Account required for Bill Pay.
2 Combined average monthly loan and deposit balances under the same membership number.
| Term | APY* | Minimum Balance | Dividend Rate |
|---|---|---|---|
| Term: Met Qualifications - Balance up to $10,000 | APY*: 4.00% | Minimum Balance: $0.01 | Dividend Rate: 3.93% |
| Term: Met Qualifications - Balance over $10,000 | APY*: 0.05% | Minimum Balance: $10,000.01 | Dividend Rate: 0.05% |
If the Lagniappe Lite checking requirements are not met, there is a $10 monthly maintenance fee. Monthly maintenance fee is waived if your average relationship balance (average monthly credit account balances and average monthly deposit account balances under the same membership combined) is $2,500 or more.
* Annual Percentage Yield (APY) is accurate as of 9/3/2024. Fees could reduce earnings. APY is variable and may change after the account is opened.
Now Offering Early Pay*
Access your direct deposit funds up to three (3) days early. To qualify, you must have direct deposit set up with Campus Federal and have your direct deposit payments sent electronically.
*With Early Pay, the Credit Union may make certain ACH direct deposits available to you up to three (3) business days before we receive the funds from the payor, which is typically your employer. Early Pay is not guaranteed.
1 To earn a $225 Mastercard® Reward Card, you must register for the offer by using the Offer Code at referlive.com/campusfederaloffers, open a new Lagniappe Lite checking account within 30 days of becoming a member, and meet the following requirements:
- Complete two (2) direct deposits of $500 or more each within 90 days of account opening
- Lagniappe Lite account must remain open for 120 days
- If your membership is in default, closed, or suspended, or otherwise not in good standing before you receive the bonus, you will not receive the bonus.
Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within such email.
This offer can be changed at any time without notice.
Offer valid for new members only. Employees of Campus Federal Credit Union, their immediate families (spouses, parents, children and siblings, and each of their respective spouses), and members of the household of such individuals are not eligible.
Membership and Lagniappe Lite Checking Account is subject to approval.
What is a Qualifying Direct Deposit:
A Qualifying Direct Deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside entity not affiliated with Campus Federal Credit Union. Wire transfers, ACH credits, and funds transfers initiated using Campus Federal Credit Union’s website or mobile app are not considered a Qualifying Direct Deposit.
Please allow 4-6 weeks after completion of all requirements for delivery of the Mastercard Reward Card. The Mastercard Reward Cards are subject to Terms and Conditions delivered with the card. Reward Cards may be reported as income to the IRS.
Mastercard is a registered trademark of Mastercard, Inc. Mastercard is not a participant or sponsor of this promotion.
Federally Insured by NCUA.