Fixed 3.99% APR* for the first 12 months.
Save up to $1,000 on closing costs* for initial draws of $15,000 or more.
Make as many draws as needed up to your limit.
Turn Your Equity Into Reality
You can use HELOC funds for a variety of purposes, giving you control and peace of mind.
🌴 Dream vacations
🛠️ Renovation projects
🎓 Education costs
💳 Debt consolidation
💍 A wedding to remember
🩹 Emergency medical bills
👍 And more!
Plus, enjoy these benefits:
- Competitive rates
- Flexible terms
- After the promo period, enjoy a competitive variable rate indexed to the Wall Street Journal’s Prime lending rate*
- Payroll deduction, Bill Pay and transfer payment options available
- No prepayment penalty
- $5,000 minimum line of credit
Not sure if a HELOC is right for you?
Schedule a free consultation with a Campus Federal loan officer. We’ll help you explore your options and see how your home can help you reach your financial goals.
Frequently Asked Questions
After your first year at the fixed 3.99% APR rate, your rate will adjust to a variable rate indexed to The Wall Street Journal Prime rate. You only pay interest on the funds you have actively drawn.
Yes, the minimum line of credit amount is $5,000.
We waive the standard closing costs (typically a $1,000 value) when you make an initial draw of $15,000 or more at the time of account opening. It’s our way of maximizing your value immediately.
- Full Legal Name
- Date of Birth
- Property Address
- Social Security Number
- Work History for the Last 2 Years
Protect Your Investment
Secure your loan using our payment protection with Credit Life and Disability Insurance. Speak with one our representatives to learn more.
*Offer subject to credit approval. Annual fees may apply, including a one-time membership fee of $10. Annual Percentage Rate (APR) is variable. Up to $1,000 in closing costs paid by CFCU, certain restrictions apply. No annual fee. Maximum APR for loan type is 18.00%.