Home Equity Line of Credit
Exclusive Intro Offer 3.99% Intro APR*
Fixed for 12 Months. Save up to $1,000 on closing costs*.
One Line of Credit.
Endless Possibilities.
Your home has been growing in value for years. Now, it’s time that investment started paying you back. A Home Equity Line of Credit (HELOC) gives you the flexibility you need without the hassle. Because the property secures it, a HELOC typically offers lower, more competitive interest rates than unsecured loans or credit cards.
Fixed 3.99% APR* for the first 12 months.
Save up to $1,000 on closing costs* for initial draws of $15,000 or more.
Make as many draws as needed up to your limit.
Turn Your Equity Into Reality
You can use HELOC funds for a variety of purposes, giving you control and peace of mind.
🌴 Dream vacations
🛠️ Renovation projects
🎓 Education costs
💳 Debt consolidation
💍 A wedding to remember
🩹 Emergency medical bills
👍 And more!
Plus, enjoy these benefits:
- Competitive rates
- Flexible terms
- After the promo period, enjoy a competitive variable rate indexed to the Wall Street Journal’s Prime lending rate*
- Payroll deduction, Bill Pay and transfer payment options available
- No prepayment penalty
- $5,000 minimum line of credit
Not sure if a HELOC is right for you?
Schedule a free consultation with a Campus Federal loan officer. We’ll help you explore your options and see how your home can help you reach your financial goals.
After your first year at the fixed 3.99% APR rate, your rate will adjust to a variable rate indexed to The Wall Street Journal Prime rate. You only pay interest on the funds you have actively drawn.
Yes, the minimum line of credit amount is $5,000.
We waive up to $1,000 in closing costs when you make an initial draw of $15,000 or more at the time of account opening. It’s our way of maximizing your value immediately.
- Full Legal Name
- Date of Birth
- Property Address
- Social Security Number
- Work History for the Last 2 Years
Protect Your Investment
Secure your loan using our payment protection with Credit Life and Disability Insurance. Speak with one of our representatives to learn more.
*Offer subject to credit approval. Annual fees may apply, including a one-time membership fee of $10. Annual Percentage Rate (APR) is variable. Up to $1,000 in closing costs paid by CFCU, certain restrictions apply. No annual fee. Maximum APR for loan type is 18.00%.