HELOC YHCBT Landing Page 2025 2

Whether it’s a home makeover, a Hawaii getaway or grad school tuition, your home’s equity can help make it happen.

A Home Equity Loan or Line of Credit (HELOC) is a smart, flexible way to tap into your home’s value—often with lower interest rates¹ than credit cards or personal loans. That means you could save thousands in interest while funding the things that matter most.

What can your home buy?
🌴 A long-overdue vacation
🛠️ A dream renovation project
🎓 Tuition for you or your child
💳 Debt consolidation into one manageable payment
💍 A wedding to remember
🚀 Launching a new business

With a HELOC, you borrow only what you need (unlike a cash-out refinance) giving you control and peace of mind. Plus, it can free up hundreds of dollars in your monthly budget.

Let’s Talk About Your Goals
Not sure if a HELOC is right for you? Schedule a free consultation with a Campus Federal loan officer. We’ll help you explore your options and see how your home can help you reach your financial goals.

You can save up to $1,000 on closing costs2! Plus, enjoy these benefits:

  • Competitive rates
  • Flexible terms
  • Variable rate of interest indexed to the Wall Street Journal's Prime lending rate1
  • Payroll deduction, Bill Pay and transfer payment options available
  • No prepayment penalty
  • $5,000 minimum line of credit

Secure your loan using our payment protection with Credit Life and Disability Insurance. Speak with one our representatives to learn more.

1Rates are subject to change at any time. Offer subject to credit approval. Additional fees may apply, including a one-time membership fee of $10 for a new member.

2On lines of credit in which the first draw is $15,000 or more. Some restrictions apply. Contact a Campus Federal representative for more details.