The holidays should be merry and bright, but scammers are working overtime to dim the lights on your celebrations. From fake giveaways to porch pirates, here’s what you need to know to keep your money and personal information safe.
1. Delivery Text Scams
Expecting a package? Scammers send texts claiming your delivery is delayed or needs address confirmation. Clicking the link can install malware or steal your info.
✅ Tip: Track packages only through official retailer or carrier apps.
2. AI-Generated Charity Scams
Fraudsters now use AI to create convincing charity websites and emotional appeals. These fake charities look legitimate but pocket your donation.
✅ Tip: Verify charities at CharityNavigator.org or Give.org. Never donate through links in unsolicited messages.
3. Social Media Shopping Traps
Flash sales and “too-good-to-be-true” deals on Instagram or TikTok often lead to fake stores that vanish after taking your money.
✅ Tip: Stick to trusted retailers and check reviews before buying.
4. Porch Pirates 2.0
Package theft is still rampant, but now thieves use tracking apps to target deliveries.
✅ Tip: Use secure lockers, request signature delivery or schedule pickups.
5. Gift Card Tampering
Scammers scratch off codes in stores and drain cards before you even buy them.
✅ Tip: Inspect packaging carefully and buy gift cards directly from the issuing retailer.
6. Fake Job Offers
Seasonal job scams are booming. Fraudsters post fake listings to steal your Social Security number or bank info.
✅ Tip: Apply only through official company websites. Never pay for training or equipment upfront.
7. “Free” Holiday Giveaways
Posts promising free iPhones or luxury gifts are bait for identity theft or malware.
✅ Tip: Ignore suspicious giveaways. Legitimate contests never ask for sensitive info.
Scammers are getting smarter, stay alert, verify before you click and keep your holidays joyful and secure. Happy Holidays!