Shutterstock 1571429452 Residency Program

Residency Loans

Need funds for relocation or living expenses? Campus Federal provides more than just financial services. We’re local, community focused and here to help you with Residency Loans1 and more for every stage of your life.

3 Year Residency Line of Credit

  • Up to $45,000
  • Payments within 90 days of residency completion
  • Advances of $15,000 per year

5 Year Residency Line of Credit

  • Up to $75,000
  • Interest only payments starting in the beginning of the fourth year
  • Advances of $15,000 per year

Apply online, by phone or visit us today!

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Physician and Medical Professional Mortgages

At Campus Federal, we strive to be a trusted financial partner to our members throughout all stages of life. Our mortgage loan program for physicians2 and medical professionals3 is a great example of this commitment. Begin your homeownership journey with us to get the home you’ve always wanted with less upfront costs.

  • Exclusive offer for first-time home buyer physicians or medical professionals only
  • Adjustable rate mortgages
  • Competitive rates
  • Loans up to $726,200
  • Available for single family homes, condominiums and townhomes
  • Private mortgage insurance not required
  • Expert advice with quick turnarounds

Apply online, by phone or visit us today!

Mastercards®

With competitive rates and no annual fees, Campus Federal's Mastercards®4 give you perks for every purchase. Make the most of life's opportunities today while still saving for all your future plans. Choose the card that's best for you and apply today.

  • Our Campus Rewards Mastercard® pays you every time you spend! Earn 1% cash back on all purchases through uChoose Rewards® without sacrificing a competitive rate.
  • Our Campus Prestige Mastercard® gives you the convenient flexibility to explore all the things that bring you a little joy. This card is ideal for someone looking to manage a balance affordably.
  • No cash advance fee, balance transfer fee or annual fee.
Apply
Rewards
Prestige

Signature Loan

We all have expenses that arise at a moment's notice. No matter the situation, Campus Federal makes it easy to quickly get the funds you need.

  • Low fixed rate5
  • No collateral required
  • $500 minimum loan
  • Maximum term of 84 months
  • Payroll deduction, Bill Pay and transfer payment options available
  • Payment protection insurance available
  • No repayment penalty

Loan payments can be paid monthly or bi-weekly.

Apply
Same Wheels Better Deals

Auto Refinance

Love your car, but not your car note? We’ve got you covered at Campus Federal. Refinance your auto loan with us, and we’ll reduce your rate by as much as 1% APR6 and give you a $100 cash bonus!

  • $100 cash bonus
  • 1% APR off current rate
  • 90 days until first payment
Get Pre-Approved

1APR=Annual Percentage Rate. APR is variable and may increase after consummation of loan. Residency Loan APR is indexed to Wall Street Journal Prime Rate (WSJP) with a floor of 5% and based on underwriting and credit qualifications. Membership and Credit Approval required.

2The physician loan maximum loan to value ratio will only be offered to qualifying medical professionals who are purchasing a residence for the first time, which will be an owner occupied residence. Eligible borrowers: Medical Residents, existing or newly licensed Medical Doctors, including Dentists and Veterinarians. May close with a contract of employment with start date 60 days out. Seller contributions allowed. Membership eligibility requirements apply. Rates are subject to change at any time. All rates are subject to credit approval. Additional fees may apply. For example, an interest rate of 6.00% (7.035% APR) equals an estimated $6.00 monthly payment for the first 84 months per $1,000.00 borrowed. Rates are based on certain assumptions. APR= Annual percentage rate. APR may be increased after consummation of loan. Monthly payments do not include amounts for property taxes and insurance.

3The medical professionals loan maximum loan to value ratio will only be offered to qualifying medical professionals who are purchasing a residence for the first time, which will be an owner occupied residence. Eligible borrowers include Registered Nurse, Nurse Anesthetist, Physician Assistant, Nurse Practitioner, Chiropractor, Optometrist or Podiatrist. May close with a contract of employment with start date 60 days out. Seller contributions allowed. Membership eligibility requirements apply. Rates are subject to change at any time. All rates are subject to credit approval. Additional fees may apply. For example, an interest rate of 6.00% (7.035% APR) equals an estimated $6.00 monthly payment for the first 84 months per $1,000.00 borrowed. Rates are based on certain assumptions. APR= Annual percentage rate. APR may be increased after consummation of loan. Monthly payments do not include amounts for property taxes and insurance.

4APR = Annual Percentage Rate. APR is variable. Membership and credit approval required. Some limitations may apply. Prestige APR is determined by adding 6.50% to Wall Street Journal Prime. Rewards APR is determined by adding 9.50% to Wall Street Journal Prime. No annual fee, cash advance fee, or balance transfer fee.

5APR= Annual Percentage Rate. Loan rates reflect a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. Membership and credit approval required. On a $10,000 loan at a term of 60 months with an interest rate of 10.99% APR, the monthly payment would equal $219.33

6For example, a monthly payment for an auto loan for $20,000 for 60 months at 6.49% APR could be as low as $393.32. Terms for model years valid until December 31, 2023. APR= Annual Percentage Rate. Minimum APR based on current minimum rate. Must provide evidence of current rate. Subject to underwriting and collateral approval. Not available for existing Campus Federal loans. Minimum loan amount is $10,000 for $100 cash bonus. Cash back paid into existing share account after loan closing. Interest continues to accrue during first 90 days. Terms and conditions may apply including membership eligibility.

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