Shutterstock 1571429452 Residency Program

Residency Loans

Need funds for living expenses? Campus Federal provides more than just financial services. We’re local, community focused and here to help you with Residency Loansand more for every stage of your life.

3 Year Residency Line of Credit

  • Up to $45,000
  • Advances of $15,000 per year
  • Payments within 90 days of residency completion

5 Year Residency Line of Credit

  • Up to $75,000
  • Advances of $15,000 per year
  • Interest only payments starting in the beginning of the fourth year
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Medical Professionals Mortgage

Designed specifically for physicians and medical professionals, offering flexible financing, lower upfront costs and personalized local expertise to help you achieve homeownership sooner and with confidence.

  • Up to 100% financing available2
  • Adjustable rate mortgages
  • Competitive rates
  • Loans up to $832,750
  • Available for single family homes, condominiums and townhomes
  • Private mortgage insurance not required
  • Expert advice with quick turnarounds

Mastercards® Credit Cards

With competitive rates and no annual fees, Campus Federal's Mastercards®3 give you perks for every purchase. Make the most of life's opportunities today while still saving for all your future plans. Choose the card that's best for you and apply today.

  • Our Campus Rewards Mastercard® pays you every time you spend! For each dollar spent, you’ll earn one point through uChoose Rewards® without sacrificing a competitive rate.
  • Our Campus Prestige Mastercard® gives you the convenient flexibility to explore all the things that bring you a little joy. This card is ideal for someone looking to manage a balance affordably.
  • No cash advance fee, balance transfer fee or annual fee.
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Signature Loan

We all have expenses that arise at a moment's notice. No matter the situation, Campus Federal makes it easy to quickly get the funds you need.

  • Low fixed rate4
  • No collateral required
  • $500 minimum loan
  • Maximum term of 84 months
  • Payroll deduction, Bill Pay and transfer payment options available
  • Payment protection insurance available
  • No repayment penalty

Loan payments can be paid monthly or bi-weekly.

Auto Refinance

Same Wheels. Better Deals. Bigger Savings.

Car ownership should feel good — including the financial part. Same Wheels Better Deals is our refinancing program built to help you save money, lower your rate and keep you loving the ride you already have.

Refinance & Get:

  • Lower your current rate5
  • $100 cash back when you refinance $10,000 or more6
  • 90 days until your first payment
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1Annual Percentage Rate (APR) is variable and may increase after consummation of loan. Residency Loan APR is indexed to Wall Street Journal Prime Rate (WSJP) with a floor of 5% and based on underwriting and credit qualifications. Membership and Credit Approval required.

2The medical professionals loan maximum loan-to-value ratio will only be offered to qualifying medical professionals purchasing their primary residence. Up to 100% financing on the lesser of the purchase price or appraised value, up to a maximum loan amount of $832,750. Percentage financed depends on credit score and program qualifications. Additional fees may apply. May close with a contract of employment with start date 60 days out. Seller contributions allowed. Membership eligibility requirements apply. Rates are subject to change at any time. All rates are subject to credit approval. Rates are variable and may increase after funding. Monthly payments do not include amounts for property taxes and insurance For example, an interest rate of 6.00% (7.035% APR) equals an estimated $6.00 monthly payment for the first 84 months per $1,000.00 borrowed. Rates are based on certain assumptions. Annual percentage rate (APR) may be increased after consummation of loan. Monthly payments do not include amounts for property taxes and insurance.

3Offer subject to membership and credit approval. Variable Rate Information: APR= Annual Percentage Rate. The rate for Purchases and Balance Transfers is determined monthly by adding 6.50% to Prime Rate for the Campus Prestige Mastercard and by adding 9.50% to Prime Rate for the Campus Rewards Mastercard. The Prime Rate used to determine your APR is a variable rate and is the highest prime rate published in the “Money Rates” section of The Wall Street Journal as of the last day of the month. The Prime Rate changes will then take effect on the first day of the next billing cycle. No Annual Fee, Cash Advance Fee, or Balance Transfer Fee.

4Offer is subject to credit approval. APR= Annual Percentage Rate. Loan reflects a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. All rates are based on an evaluation of credit history, so your rate may differ. For example, a monthly payment for a signature loan for $10,000 for 60 months at 11.24% APR could be as low as $218.62. The rate will not increase after consummation of loan.

5Minimum Annual Percentage Rate (APR) based on current minimum rate. Offer subject to credit and collateral approval. Not available for existing Campus Federal loans. Cash back paid into existing share account after loan closing. Interest continues to accrue during first 90 days. Terms and conditions apply including membership eligibility. For example, a monthly payment for an auto loan for $20,000 for 60 months at 5.74% APR could be as low as $384.24. Rate reflects a .25% discount for auto-debit payments from a CFCU account. Terms for model years valid until December 31, 2025.

6 Minimum loan amount is $10,000 for $100 cash bonus.