Get Paid Early with Early Pay
Your money, when you need it.
Why wait for payday? With Early Pay*, you can access your direct deposit whether it’s your paycheck, Social Security or other recurring ACH deposits up to three (3) days sooner.
How Early Pay Works
- No enrollment required—just set up direct deposit with us.
- We’ll post your deposit as soon as we receive it from your employer or benefits provider.
- That could mean getting paid up to three days early, depending on the timing of the deposit.
Benefits of Early Pay
- Faster access to your funds for bills, groceries or weekend plans.
- No fees—Early Pay is a free benefit for our members.
- Peace of mind knowing your money is available sooner.
Set Up Direct Deposit
Getting started is easy:
- Provide your employer or benefits provider with our routing number (265473401) and your member number.
- Once your direct deposit is active, Early Pay kicks in automatically.
FAQs
Not always. It depends on when we receive the deposit file from the sender. But we’ll always post it as soon as we get it.
No. It’s completely free for our members.
Any recurring ACH deposit like payroll, Social Security or retirement benefits.
*With Early Pay, the Credit Union may make certain ACH direct deposits available to you up to three (3) business days before we receive the funds from the payor, which is typically your employer. Early Pay is not guaranteed, may vary between pay periods, and we may stop providing it at any time without notice to you. Our ability to provide early access to funds may be limited by many factors, such as when we receive notice of payment from your payor. It is always your obligation to verify that the funds are available in your account before spending them. See our Membership Agreements and Disclosures for more details.