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Discover the Campus Federal Difference

At Campus Federal, we strive to make a difference in our members’ lives! Since 2004, we have partnered with GMFS to provide financial services to meet the needs of GMFS Team Members and their families. Learn more about our products, services, financial education and more throughout our website or view a few highlights below.

Mastercards®

With competitive rates and no annual fees, Campus Federal's Mastercards®1 give you perks for every purchase. Make the most of life's opportunities today while still saving for all your future plans. Choose the card that's best for you and apply today.

  • Our Campus Rewards Mastercard® pays you every time you spend! Earn 1% cash back on all purchases through uChoose Rewards® without sacrificing a competitive rate.
  • Our Campus Prestige Mastercard® gives you the convenient flexibility to explore all the things that bring you a little joy. This card is ideal for someone looking to manage a balance affordably.
  • No cash advance fee, balance transfer fee or annual fee.
Apply
Rewards
Prestige

Home Equity Line of Credit (HELOC)

A HELOC isn't just for home renovations. It can also help you plan a dream wedding, take a long-overdue vacation, pay for college, pay off debt, and more. Live the life you want with a low rate.

You can save up to $1,000 on closing costs2! Plus, enjoy these benefits:

  • Competitive rates
  • Flexible terms
  • No annual fee
  • No prepayment penalty
  • $5,000 minimum line of credit
Apply

Signature Loan

We all have expenses that arise at a moment's notice. No matter the situation, Campus Federal makes it easy to quickly get the funds you need.

  • Low fixed rate3
  • No collateral required
  • $500 minimum loan
  • Maximum Term of 84 months
  • Payroll deduction, Bill Pay and transfer payment options available
  • Payment protection insurance available
  • No repayment penalty

Loan payments can be paid monthly or bi-weekly. On a $10,000 loan at a term of 60 months with an interest rate of 10.49% APR, the monthly payment would equal $214.89.

Apply

1Offer subject to membership and credit approval. Variable Rate Information: APR= Annual Percentage Rate is variable. The rate for Purchases and Balance Transfers is determined monthly by adding 6.50% to Prime Rate for the Campus Prestige Mastercard and by adding 9.50% to Prime Rate for the Campus Rewards Mastercard. The Prime Rate used to determine your APR is a variable rate and is the highest prime rate published in the “Money Rates” section of The Wall Street Journal as of the last day of the month. The Prime Rate changes will then take effect on the first day of the next billing cycle. No Annual Fee, Cash Advance Fee, or Balance Transfer Fee.

2On lines of credit in which the first draw is $15,000 or more. Some restrictions apply. Contact a Campus Federal representative for more details. Rates are subject to change at any time. Offer subject to credit approval. Additional fees may apply, including a one-time membership fee of $10 for a new member.

3Offer is subject to credit approval. APR= Annual Percentage Rate. Loan reflects a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. All rates are based on an evaluation of credit history, so your rate may differ. For example, a monthly payment for a signature loan for $10,000 for 60 months at 11.24% APR could be as low as $218.62. The rate will not increase after consummation of loan.

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