Savings
Share Savings
Start saving and experience competitive rates with this classic savings account.More Rates
Share Savings
Earn competitive dividends on balances over $5 featuring no maintenance fee and 3 over-the-counter withdrawals per quarter at no charge.
APY denotes Annual Percentage Yield. APY is accurate as of 9/19/19.
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This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. Hypothetical illustrations may provide historical or current performance information.
Share Savings Rates
| APY | Minimum Balance | Dividend Rate | |||
|---|---|---|---|---|---|
| APY | 0.10% | Minimum Balance | $5 | Dividend Rate | 0.10% |
APY denotes Annual Percentage Yield. APY is accurate as of 9/19/19.
Certificate Accounts
Invest only $500 for 30-day through 12 month terms, or at least $1,000 for 18 month through 72 month terms. Enjoy our highly competitive rates along with the security of knowing your savings are federally insured by NCUA up to $250,000. Dividends for terms greater than 12 months can be compounded, transferred to another Campus Federal account, or mailed to you.
30 Month Bump and Jump Certificate
Lock in for a longer term and earn a higher rate of 4.40% APY* with our 30 month certificate. Plus, enjoy additional savings features with a one-time opportunity to ‘Bump’ or increase your funds in the certificate and a one-time opportunity to ‘Jump’ to a higher rate during the certificate’s 30 month term. Only $1,000 to open.
*APY=Annual Percentage Yield. Minimum amount to open and earn APY on 30 month Bump and Jump certificate is $1,000. Early withdrawal penalty on 30 month certificate will equal 180 days’ dividends. A one time deposit (bump) in an amount of at least $1,000 is allowed per 30 month term. The rate can be increased (jump) once per 30 month term after the first six months of the certificate’s opening date. When jumping to a higher rate, the new rate will remain in effect for the remainder of the certificate’s term. APY is accurate as of 2/9/2023.
- Simple Savings Calculator
Certificate Accounts Rates
| Term | APY | Minimum Balance | Dividend Rate | ||||
|---|---|---|---|---|---|---|---|
| Term | 30 days-Dividends paid at maturity | APY | 2.00% | Minimum Balance | $500 | Dividend Rate | 1.98% |
| Term | 91 days-Dividends paid at maturity | APY | 2.50% | Minimum Balance | $500 | Dividend Rate | 2.48% |
| Term | 182 days-Dividends paid at maturity | APY | 3.75% | Minimum Balance | $500 | Dividend Rate | 3.72% |
| Term | 12 months-Dividends credited quarterly | APY | 4.25% | Minimum Balance | $500 | Dividend Rate | 4.18% |
| Term | 18 months-Dividends credited quarterly | APY | 4.30% | Minimum Balance | $1,000 | Dividend Rate | 4.23% |
| Term | 24 months-Dividends credited quarterly | APY | 4.35% | Minimum Balance | $1,000 | Dividend Rate | 4.28% |
| Term | 30 months*-Dividends credited quarterly | APY | 4.40% | Minimum Balance | $1,000 | Dividend Rate | 4.33% |
| Term | 36 months-Dividends credited quarterly | APY | 4.45% | Minimum Balance | $1,000 | Dividend Rate | 4.38% |
| Term | 48 months-Dividends credited quarterly | APY | 4.50% | Minimum Balance | $1,000 | Dividend Rate | 4.43% |
| Term | 60 months-Dividends credited quarterly | APY | 4.55% | Minimum Balance | $1,000 | Dividend Rate | 4.47% |
| Term | 72 months-Dividends credited quarterly | APY | 4.60% | Minimum Balance | $1,000 | Dividend Rate | 4.52% |
Certificate accounts are subject to SUBSTANTIAL PENALTY for early withdrawal. Early withdrawal may affect APY. If minimum balance is not kept, service charges may affect APY. APY denotes Annual Percentage Yield. APY is accurate as of 2/9/2023. Fees could reduce earnings.
*Bump and Jump Certificate, certain limitations apply, please view the Truth-in-Savings disclosure.
Jumbo Certificate Accounts
Invest more and lock in a jumbo certificate rate for higher earnings.More Rates
Jumbo Certificate Accounts
Enjoy our highly competitive rates on a Jumbo Certificate Account along with the security of knowing your savings are federally insured by NCUA up to $250,000. Dividends for terms greater than 12 months can be compounded, transferred to another Campus Federal account, or mailed to you.
APY denotes Annual Percentage Yield. APY is accurate as of 2/9/2023.
- Simple Savings Calculator
Jumbo Certificate Accounts Rates
| Term | APY | Minimum Balance | Dividend Rate | ||||
|---|---|---|---|---|---|---|---|
| Term | 91 days-Dividends paid at maturity | APY | 2.55% | Minimum Balance | $100,000 | Dividend Rate | 2.53% |
| Term | 182 days-Dividends paid at maturity | APY | 3.80% | Minimum Balance | $100,000 | Dividend Rate | 3.76% |
| Term | 12 months-Dividends credited quarterly | APY | 4.30% | Minimum Balance | $100,000 | Dividend Rate | 4.23% |
| Term | 18 months-Dividends credited quarterly | APY | 4.35% | Minimum Balance | $100,000 | Dividend Rate | 4.28% |
| Term | 24 months-Dividends credited quarterly | APY | 4.40% | Minimum Balance | $100,000 | Dividend Rate | 4.33% |
| Term | 36 months-Dividends credited quarterly | APY | 4.50% | Minimum Balance | $100,000 | Dividend Rate | 4.43% |
Certificate accounts are subject to SUBSTANTIAL PENALTY for early withdrawal. Early withdrawal may affect APY. If minimum balance is not kept, service charges may affect APY. APY denotes Annual Percentage Yield. APY is accurate as of 2/9/2023. Fees could reduce earnings.
Share Savings
Earn competitive dividends on balances over $5 featuring no maintenance fee and 3 over-the-counter withdrawals per quarter at no charge.
APY denotes Annual Percentage Yield. APY is accurate as of 9/19/19.
-
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. Hypothetical illustrations may provide historical or current performance information.
Share Savings Rates
| APY | Minimum Balance | Dividend Rate | |||
|---|---|---|---|---|---|
| APY | 0.10% | Minimum Balance | $5 | Dividend Rate | 0.10% |
APY denotes Annual Percentage Yield. APY is accurate as of 9/19/19.
Certificate Accounts
Invest only $500 for 30-day through 12 month terms, or at least $1,000 for 18 month through 72 month terms. Enjoy our highly competitive rates along with the security of knowing your savings are federally insured by NCUA up to $250,000. Dividends for terms greater than 12 months can be compounded, transferred to another Campus Federal account, or mailed to you.
30 Month Bump and Jump Certificate
Lock in for a longer term and earn a higher rate of 4.40% APY* with our 30 month certificate. Plus, enjoy additional savings features with a one-time opportunity to ‘Bump’ or increase your funds in the certificate and a one-time opportunity to ‘Jump’ to a higher rate during the certificate’s 30 month term. Only $1,000 to open.
*APY=Annual Percentage Yield. Minimum amount to open and earn APY on 30 month Bump and Jump certificate is $1,000. Early withdrawal penalty on 30 month certificate will equal 180 days’ dividends. A one time deposit (bump) in an amount of at least $1,000 is allowed per 30 month term. The rate can be increased (jump) once per 30 month term after the first six months of the certificate’s opening date. When jumping to a higher rate, the new rate will remain in effect for the remainder of the certificate’s term. APY is accurate as of 2/9/2023.
- Simple Savings Calculator
Certificate Accounts Rates
| Term | APY | Minimum Balance | Dividend Rate | ||||
|---|---|---|---|---|---|---|---|
| Term | 30 days-Dividends paid at maturity | APY | 2.00% | Minimum Balance | $500 | Dividend Rate | 1.98% |
| Term | 91 days-Dividends paid at maturity | APY | 2.50% | Minimum Balance | $500 | Dividend Rate | 2.48% |
| Term | 182 days-Dividends paid at maturity | APY | 3.75% | Minimum Balance | $500 | Dividend Rate | 3.72% |
| Term | 12 months-Dividends credited quarterly | APY | 4.25% | Minimum Balance | $500 | Dividend Rate | 4.18% |
| Term | 18 months-Dividends credited quarterly | APY | 4.30% | Minimum Balance | $1,000 | Dividend Rate | 4.23% |
| Term | 24 months-Dividends credited quarterly | APY | 4.35% | Minimum Balance | $1,000 | Dividend Rate | 4.28% |
| Term | 30 months*-Dividends credited quarterly | APY | 4.40% | Minimum Balance | $1,000 | Dividend Rate | 4.33% |
| Term | 36 months-Dividends credited quarterly | APY | 4.45% | Minimum Balance | $1,000 | Dividend Rate | 4.38% |
| Term | 48 months-Dividends credited quarterly | APY | 4.50% | Minimum Balance | $1,000 | Dividend Rate | 4.43% |
| Term | 60 months-Dividends credited quarterly | APY | 4.55% | Minimum Balance | $1,000 | Dividend Rate | 4.47% |
| Term | 72 months-Dividends credited quarterly | APY | 4.60% | Minimum Balance | $1,000 | Dividend Rate | 4.52% |
Certificate accounts are subject to SUBSTANTIAL PENALTY for early withdrawal. Early withdrawal may affect APY. If minimum balance is not kept, service charges may affect APY. APY denotes Annual Percentage Yield. APY is accurate as of 2/9/2023. Fees could reduce earnings.
*Bump and Jump Certificate, certain limitations apply, please view the Truth-in-Savings disclosure.
Jumbo Certificate Accounts
Enjoy our highly competitive rates on a Jumbo Certificate Account along with the security of knowing your savings are federally insured by NCUA up to $250,000. Dividends for terms greater than 12 months can be compounded, transferred to another Campus Federal account, or mailed to you.
APY denotes Annual Percentage Yield. APY is accurate as of 2/9/2023.
- Simple Savings Calculator
Jumbo Certificate Accounts Rates
| Term | APY | Minimum Balance | Dividend Rate | ||||
|---|---|---|---|---|---|---|---|
| Term | 91 days-Dividends paid at maturity | APY | 2.55% | Minimum Balance | $100,000 | Dividend Rate | 2.53% |
| Term | 182 days-Dividends paid at maturity | APY | 3.80% | Minimum Balance | $100,000 | Dividend Rate | 3.76% |
| Term | 12 months-Dividends credited quarterly | APY | 4.30% | Minimum Balance | $100,000 | Dividend Rate | 4.23% |
| Term | 18 months-Dividends credited quarterly | APY | 4.35% | Minimum Balance | $100,000 | Dividend Rate | 4.28% |
| Term | 24 months-Dividends credited quarterly | APY | 4.40% | Minimum Balance | $100,000 | Dividend Rate | 4.33% |
| Term | 36 months-Dividends credited quarterly | APY | 4.50% | Minimum Balance | $100,000 | Dividend Rate | 4.43% |
Certificate accounts are subject to SUBSTANTIAL PENALTY for early withdrawal. Early withdrawal may affect APY. If minimum balance is not kept, service charges may affect APY. APY denotes Annual Percentage Yield. APY is accurate as of 2/9/2023. Fees could reduce earnings.
Money Market Accounts
Put your money to work and enjoy flexibility and competitive dividends.More Rates
Money Market Accounts
Enjoy a competitive interest rate and easy access to your money. The monthly maintenance fee of $10 will not be charged if you maintain a minimum balance of $2,500.
Special features for members with a checking account:
- Free specially designed checks for your checking account (one box per order)
- Free travel money cards, money orders and cashier's checks
APY denotes Annual Percentage Yield. APY is accurate as of 12/1/2022.
- Simple Savings Calculator
Money Market Accounts Rates
| Deposit Amount | APY | Minimum Balance | Dividend Rate | ||||
|---|---|---|---|---|---|---|---|
| Deposit Amount | $2,500 - $4,999 | APY | 0.15% | Minimum Balance | $5 | Dividend Rate | 0.15% |
| Deposit Amount | $5,000 - $24,999 | APY | 0.15% | Minimum Balance | $5 | Dividend Rate | 0.15% |
| Deposit Amount | $25,000 - $49,999 | APY | 0.20% | Minimum Balance | $5 | Dividend Rate | 0.20% |
| Deposit Amount | $50,000 - $99,999 | APY | 0.20% | Minimum Balance | $5 | Dividend Rate | 0.20% |
| Deposit Amount | $100,000 + | APY | 0.25% | Minimum Balance | $5 | Dividend Rate | 0.25% |
APY denotes Annual Percentage Yield. APY is accurate as of 12/1/2022. Fees could reduce earnings.
Club Savings
Set aside money for a special goal, and earn competitive dividends on daily balances over $200 with no monthly maintenance fee and 2 over-the-counter withdrawals per year at no charge.
APY denotes Annual Percentage Yield. APY is accurate as of 12/26/2018.
- Simple Savings Calculator
Club Savings Rates
| APY | Minimum Balance | Dividend Rate | |||
|---|---|---|---|---|---|
| APY | 0.10% | Minimum Balance | $200 | Dividend Rate | 0.10% |
Individual Retirement Accounts (IRAs)
Turn your retirement dreams into reality and save with a Traditional or Roth IRA.More Rates
Individual Retirement Accounts (IRAs)
IRAs are great way to save for retirement, with competitive rates and no setup or annual fees. Ready to enroll? Choose between a Traditional or Roth IRA, and go with a Share IRA or 12 to 72 month certificate account, to get started with your retirement.
Visit Retirement Central to view and manage your current account, make deposits, open a new account, and more!
Retirement Central
Already have an IRA account and want to transfer funds to a different Campus Federal IRA product? Contact us through a secure message in Online Banking or call us at (888) 769-8841. Use the button below if you require additional assistance and a Member Service Representative will contact you.
Request Assistance
- Simple Savings Calculator
Individual Retirement Accounts (IRAs) Rates
| Term | APY | Minimum Balance | Dividend Rate | ||||
|---|---|---|---|---|---|---|---|
| Term | IRA Share | APY | 0.10% | Minimum Balance | $5 | Dividend Rate | 0.10% |
Any certificate account from 12 to 72 months can be used as an IRA.
For all certificate rates visit our Rates page.
An IRA share account can be opened with an automatic deposit of $25 per month. APY denotes Annual Percentage Yield. APY is accurate as of 9/18/2020.
Money Market Accounts
Enjoy a competitive interest rate and easy access to your money. The monthly maintenance fee of $10 will not be charged if you maintain a minimum balance of $2,500.
Special features for members with a checking account:
- Free specially designed checks for your checking account (one box per order)
- Free travel money cards, money orders and cashier's checks
APY denotes Annual Percentage Yield. APY is accurate as of 12/1/2022.
- Simple Savings Calculator
Money Market Accounts Rates
| Deposit Amount | APY | Minimum Balance | Dividend Rate | ||||
|---|---|---|---|---|---|---|---|
| Deposit Amount | $2,500 - $4,999 | APY | 0.15% | Minimum Balance | $5 | Dividend Rate | 0.15% |
| Deposit Amount | $5,000 - $24,999 | APY | 0.15% | Minimum Balance | $5 | Dividend Rate | 0.15% |
| Deposit Amount | $25,000 - $49,999 | APY | 0.20% | Minimum Balance | $5 | Dividend Rate | 0.20% |
| Deposit Amount | $50,000 - $99,999 | APY | 0.20% | Minimum Balance | $5 | Dividend Rate | 0.20% |
| Deposit Amount | $100,000 + | APY | 0.25% | Minimum Balance | $5 | Dividend Rate | 0.25% |
APY denotes Annual Percentage Yield. APY is accurate as of 12/1/2022. Fees could reduce earnings.
Club Savings
Set aside money for a special goal, and earn competitive dividends on daily balances over $200 with no monthly maintenance fee and 2 over-the-counter withdrawals per year at no charge.
APY denotes Annual Percentage Yield. APY is accurate as of 12/26/2018.
- Simple Savings Calculator
Club Savings Rates
| APY | Minimum Balance | Dividend Rate | |||
|---|---|---|---|---|---|
| APY | 0.10% | Minimum Balance | $200 | Dividend Rate | 0.10% |
Individual Retirement Accounts (IRAs)
IRAs are great way to save for retirement, with competitive rates and no setup or annual fees. Ready to enroll? Choose between a Traditional or Roth IRA, and go with a Share IRA or 12 to 72 month certificate account, to get started with your retirement.
Visit Retirement Central to view and manage your current account, make deposits, open a new account, and more!
Retirement Central
Already have an IRA account and want to transfer funds to a different Campus Federal IRA product? Contact us through a secure message in Online Banking or call us at (888) 769-8841. Use the button below if you require additional assistance and a Member Service Representative will contact you.
Request Assistance
- Simple Savings Calculator
Individual Retirement Accounts (IRAs) Rates
| Term | APY | Minimum Balance | Dividend Rate | ||||
|---|---|---|---|---|---|---|---|
| Term | IRA Share | APY | 0.10% | Minimum Balance | $5 | Dividend Rate | 0.10% |
Any certificate account from 12 to 72 months can be used as an IRA.
For all certificate rates visit our Rates page.
An IRA share account can be opened with an automatic deposit of $25 per month. APY denotes Annual Percentage Yield. APY is accurate as of 9/18/2020.
Health Savings Accounts (HSAs)
When you open an HSA, you can start paying current medical expenses and saving for future qualified medical and retiree health expenses on a tax-free basis. With no minimum balance requirement, start earning interest while you pay off medical expenses.
Individual tax situations may vary. Consult your tax advisor for further information. APY denotes Annual Percentage Yield. APY is accurate as of 12/14/2021.
- Simple Savings Calculator
Health Savings Accounts (HSAs) Rates
| APY | Minimum Balance | Dividend Rate | |||
|---|---|---|---|---|---|
| APY | 0.10% | Minimum Balance | $500 | Dividend Rate | 0.10% |
*Individual tax situations may vary. Consult your tax advisor for further information.
Health Savings Accounts (HSAs)
When you open an HSA, you can start paying current medical expenses and saving for future qualified medical and retiree health expenses on a tax-free basis. With no minimum balance requirement, start earning interest while you pay off medical expenses.
Individual tax situations may vary. Consult your tax advisor for further information. APY denotes Annual Percentage Yield. APY is accurate as of 12/14/2021.
- Simple Savings Calculator
Health Savings Accounts (HSAs) Rates
| APY | Minimum Balance | Dividend Rate | |||
|---|---|---|---|---|---|
| APY | 0.10% | Minimum Balance | $500 | Dividend Rate | 0.10% |
*Individual tax situations may vary. Consult your tax advisor for further information.
APY denotes Annual Percentage Yield. APY is accurate as of 12/26/2018.