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Campus Federal Mastercard

Campus Prestige

Build credit, take advantage of life’s opportunities, and prepare for the future.
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Campus Rewards

Earn rewards for everyday spending, redeemable on travel, gift certificates, and cash back.
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Campus Prestige

Apply for a low monthly interest rate with no annual fee, Mastercard®’s Worldwide Acceptance, and the ability to pay by transfer or Bill Pay. 

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Campus Prestige Rates

APR As Low As Wall Street Journal Prime Rate
APR As Low As
8.25% for purchases
Wall Street Journal Prime Rate
WSJP + 3.50%

Rate is variable, Indexed to Wall Street Journal Prime Rate (WSJP)

APR for Balance Transfers

8.25%

APR for Cash Advances

8.25%
Penalty APR and When It Applies N/A
How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances on the transaction date.
Minimum Interest Charge There is no minimum interest charge that will apply to your account.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
Annual Fee None

Transaction Fees

Balance Transfer
Cash Advance
Foreign Transactions

 


None
2% of amount advanced.
2% on Multiple Currency Foreign Transactions
2% on Single Currency Foreign Transactions

Penalty Fees

Late Payment

Over-the-Credit-Limit

Returned Payments

Maximum of $25.00

None

$30.00 per returned payment

Other Fees
Replacement Card
Rush Card


$10.00 per card

$35.00 per replacement

How We Will Calculate Your Balance: We will use a method called “average daily balance (including new purchases).” See your account agreement for more details.

Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.

Click here for a printable disclosure


* Variable Rate Information: The rate for Purchases is determined monthly by adding 3.5% to Prime Rate for the Campus Prestige Mastercard and by adding 6.5% to Prime Rate for the Campus Rewards Mastercard. The Prime Rate used to determine your APR is a variable rate and is the highest prime rate published in the “Money Rates” section of The Wall Street Journal as of the last day of the month. The Prime Rate changes will then take effect on the first day of the next billing cycle.

Campus Rewards

Apply for low monthly interest rates with no annual fee, Mastercard®’s Worldwide Acceptance, and the ability to pay by transfer or Bill Pay. Plus, receive redeemable points toward travel, gift certificates, and cash back with uChoose Rewards®. For each dollar spent, you’ll earn one point. 

Printable Disclosure

Request Information

Campus Rewards Rates

APR As Low As Wall Street Journal Prime Rate
APR As Low As
11.25% for purchases
Wall Street Journal Prime Rate WSJP + 6.50%

Rate is variable, Indexed to Wall Street Journal Prime Rate (WSJP)

APR for Balance Transfers

11.25%

APR for Cash Advances

11.25%

Penalty APR and When It Applies

N/A

How to Avoid Paying Interest on Purchases

Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances on the transaction date.

Minimum Interest Charge

There is no minimum interest charge that will apply to your account.

For Credit Card Tips from the Consumer Financial Protection Bureau

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.

Annual Fee

None

Transaction Fees

Balance Transfer
Cash Advance
Foreign Transactions

 


None
2% of amount advanced.
2% on Multiple Currency Foreign Transactions
2% on Single Currency Foreign Transactions

Penalty Fees

Late Payment
Over-the Credit-Limit
Returned Payments

 

Maximum of $25.00
None
$30.00 per returned payment

Other Fees

Replacement Card
Rush Card

 

$10.00 per card
$35.00 per replacement

How We Will Calculate Your Balance: We will use a method called “average daily balance (including new purchases).” See your account agreement for more details.

Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.

Click here for a printable disclosure


* Variable Rate Information: The rate for Purchases is determined monthly by adding 3.5% to Prime Rate for the Campus Prestige Mastercard and by adding 6.5% to Prime Rate for the Campus Rewards Mastercard. The Prime Rate used to determine your APR is a variable rate and is the highest prime rate published in the “Money Rates” section of The Wall Street Journal as of the last day of the month. The Prime Rate changes will then take effect on the first day of the next billing cycle.

Campus Prestige

Close product information pop-down.

Apply for a low monthly interest rate with no annual fee, Mastercard®’s Worldwide Acceptance, and the ability to pay by transfer or Bill Pay. 

Printable Disclosure

Campus Prestige Rates

APR As Low As Wall Street Journal Prime Rate
APR As Low As
8.25% for purchases
Wall Street Journal Prime Rate
WSJP + 3.50%

Rate is variable, Indexed to Wall Street Journal Prime Rate (WSJP)

APR for Balance Transfers

8.25%

APR for Cash Advances

8.25%
Penalty APR and When It Applies N/A
How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances on the transaction date.
Minimum Interest Charge There is no minimum interest charge that will apply to your account.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
Annual Fee None

Transaction Fees

Balance Transfer
Cash Advance
Foreign Transactions

 


None
2% of amount advanced.
2% on Multiple Currency Foreign Transactions
2% on Single Currency Foreign Transactions

Penalty Fees

Late Payment

Over-the-Credit-Limit

Returned Payments

Maximum of $25.00

None

$30.00 per returned payment

Other Fees
Replacement Card
Rush Card


$10.00 per card

$35.00 per replacement

How We Will Calculate Your Balance: We will use a method called “average daily balance (including new purchases).” See your account agreement for more details.

Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.

Click here for a printable disclosure


* Variable Rate Information: The rate for Purchases is determined monthly by adding 3.5% to Prime Rate for the Campus Prestige Mastercard and by adding 6.5% to Prime Rate for the Campus Rewards Mastercard. The Prime Rate used to determine your APR is a variable rate and is the highest prime rate published in the “Money Rates” section of The Wall Street Journal as of the last day of the month. The Prime Rate changes will then take effect on the first day of the next billing cycle.

Campus Rewards

Close product information pop-down.

Apply for low monthly interest rates with no annual fee, Mastercard®’s Worldwide Acceptance, and the ability to pay by transfer or Bill Pay. Plus, receive redeemable points toward travel, gift certificates, and cash back with uChoose Rewards®. For each dollar spent, you’ll earn one point. 

Printable Disclosure

Campus Rewards Rates

APR As Low As Wall Street Journal Prime Rate
APR As Low As
11.25% for purchases
Wall Street Journal Prime Rate WSJP + 6.50%

Rate is variable, Indexed to Wall Street Journal Prime Rate (WSJP)

APR for Balance Transfers

11.25%

APR for Cash Advances

11.25%

Penalty APR and When It Applies

N/A

How to Avoid Paying Interest on Purchases

Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances on the transaction date.

Minimum Interest Charge

There is no minimum interest charge that will apply to your account.

For Credit Card Tips from the Consumer Financial Protection Bureau

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.

Annual Fee

None

Transaction Fees

Balance Transfer
Cash Advance
Foreign Transactions

 


None
2% of amount advanced.
2% on Multiple Currency Foreign Transactions
2% on Single Currency Foreign Transactions

Penalty Fees

Late Payment
Over-the Credit-Limit
Returned Payments

 

Maximum of $25.00
None
$30.00 per returned payment

Other Fees

Replacement Card
Rush Card

 

$10.00 per card
$35.00 per replacement

How We Will Calculate Your Balance: We will use a method called “average daily balance (including new purchases).” See your account agreement for more details.

Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.

Click here for a printable disclosure


* Variable Rate Information: The rate for Purchases is determined monthly by adding 3.5% to Prime Rate for the Campus Prestige Mastercard and by adding 6.5% to Prime Rate for the Campus Rewards Mastercard. The Prime Rate used to determine your APR is a variable rate and is the highest prime rate published in the “Money Rates” section of The Wall Street Journal as of the last day of the month. The Prime Rate changes will then take effect on the first day of the next billing cycle.

Mastercard® Benefits

Enjoy added benefits with your Mastercard. Check out what comes with your debit or credit card below!

  • Mastercard Debit Card Benefits1
    • Zero Liability - you will not be held liable if your card is used for purchases without your permission. Some conditions and exceptions apply. Please visit mastercard.com/zeroliability.
    • Chip Technology - improves the global usability and security of your card as more merchants at home and abroad switch to advanced chip card terminals.
    • Identity Theft Protection Services - Mastercard ID Theft Protection (IDP) provides you with access to a number of Identity Theft resolution services, should you believe you are a victim of Identity Theft. Services provided are on a 24-hour basis, 365 days a year. In order to receive the services, you must enroll at https://mastercardus.idprotectiononline.com/enrollment/embedded.html
    • Mastercard Global ServiceTM- provides 24 hour a day, seven day a week assistance with lost and stolen card reporting, emergency card replacement, emergency cash advance, as well as ATM location assistance.
    • Mastercard Airport ConciergeTM 2 - 15% savings on Airport Meet and Greet services. Arrange for a personal, dedicated Meet and Greet agent to escort you through the airport on departure, arrival or any connecting flights at over 700 destinations worldwide 24 hours a day, 7 days a week, 365 days a year.
    • Price Protection - allows for a refund the difference if you buy something and then see it advertised for less within 60 days.

    Mastercard Guide to Benefits for Debit Cardholders

  • Mastercard Credit Card Benefits1
    • Zero Liability - you will not be held liable if your card is used for purchases without your permission. Some conditions and exceptions apply. Please visit mastercard.com/zeroliability.
    • Chip Technology - improves the global usability and security of your card as more merchants at home and abroad switch to advanced chip card terminals.
    • Identity Theft Protection Services - Mastercard ID Theft Protection (IDP) provides you with access to a number of Identity Theft resolution services, should you believe you are a victim of Identity Theft. Services provided are on a 24-hour basis, 365 days a year. In order to receive the services, you must enroll at https://mastercardus.idprotectiononline.com/enrollment/embedded.html
    • Mastercard Global ServiceTM - provides 24 hour a day, seven day a week assistance with lost and stolen card reporting, emergency card replacement, emergency cash advance, as well as ATM location assistance.
    • Mastercard Airport ConciergeTM 2 - 15% savings on Airport Meet and Greet services. Arrange for a personal, dedicated Meet and Greet agent to escort you through the airport on departure, arrival or any connecting flights at over 700 destinations worldwide 24 hours a day, 7 days a week, 365 days a year.
    • Price Protection - can refund the difference if you buy something and then see it advertised for less within 60 days.
    • Extended Warranty - doubles most manufacturer or U.S. store brand warranties for up to one additional year.

    Mastercard Guide to Benefits for Credit Cardholders

  • Mastercard Business Debit and Credit Card Benefits1
    • Zero Liability - you will not be held liable if your card is used for purchases without your permission. Some conditions and exceptions apply. Please visit mastercard.com/zeroliability.
    • Chip Technology - improves the global usability and security of your card as more merchants at home and abroad switch to advanced chip card terminals.
    • Identity Theft Protection Services - Mastercard ID Theft Protection (IDP) provides you with access to a number of Identity Theft resolution services, should you believe you are a victim of Identity Theft. Services provided are on a 24-hour basis, 365 days a year. In order to receive the services, you must enroll at https://mastercardus.idprotectiononline.com/enrollment/embedded.html.
    • Mastercard Global ServiceTM - provides 24 hour a day, seven day a week assistance with lost and stolen card reporting, emergency card replacement, emergency cash advance, as well as ATM location assistance.
    • MasterRental Insurance Coverage - can provide reimbursement for physical damage to or theft of a rental vehicle.
    • Mastercard Mobile Receipt Management - business owners and employees can snap photos of receipts to store them securely in the cloud.
    • Discounts on Intuit Quickbooks and Intuit TurboTax
    • ShopRunner Program - online shipping service offering unlimited free two-day shipping and free return shipping on purchases at more than 140 online stores.
    • Cellular Wireless Telephone Protection (Commercial)
    • Extended Warranty - doubles most manufacturer or U.S. store brand warranties for up to one additional year.
    • Purchase Assurance - covers most items purchased with your card if they are damaged or stolen within 90 days of the date of the purchase.
    • MasterAssistTM Travel Assistance Services2 - can provide emergency travel assistance plus pre-trip destination information when traveling more than 50 miles from home.

    Mastercard Guide to Benefits for Business Accounts

All benefits are auto-enrolled. If you have benefit questions or need assistance, please call: 1-800-MASTERCARD (1-800-627-8372)

1 - Certain Restrictions apply. Please view the Mastercard Guide to Benefits for the corresponding debit or credit card.

2 - Services are offered at a discounted rate. Please reference the Guide to Benefits for more information.

 


 

Lost or Stolen Card

If your card is lost or stolen it's important to take immediate action.

 

Campus Federal Mastercard® Credit and Debit Cards

During Business Hours
Contact our Member Relations Center or one of our branches

After Business Hours
Call 1-888-769-8841

Lost Campus Federal ATM Card

During Business Hours
Contact our Member Relations Center

After Business Hours
Contact our Member Relations Center, please leave your name, member number and phone number. A representative will call you back the next business day.